The product CD 3-year Account from TIDEMARK with 0.50% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $21,023. The interest earned would be $1,023 and the tax amount on the interest earned would be approximately $307.
Please note that this product is available in Delaware and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
Rate: 0.75% |
Annual Interest |
Annual Interest (After Tax) |
|
---|---|---|---|
1 | 20,000 | 150 | 105 |
2 | 20,150 | 151 | 106 |
3 | 20,301 | 152 | 107 |
4 | 20,453 | 153 | 107 |
5 | 20,607 | 155 | 108 |
6 | 20,761 | 156 | 109 |
7 | 20,917 | 157 | 110 |
8 | 21,074 | 158 | 111 |
9 | 21,232 | 159 | 111 |
10 | 21,391 | 160 | 112 |
TOTAL: | $1,552 | $1,086 |
Rate: 0.50% |
Annual Interest |
Annual Interest (After Tax) |
|
---|---|---|---|
1 | 20,000 | 100 | 70 |
2 | 20,100 | 101 | 70 |
3 | 20,201 | 101 | 71 |
4 | 20,302 | 102 | 71 |
5 | 20,403 | 102 | 71 |
6 | 20,505 | 103 | 72 |
7 | 20,608 | 103 | 72 |
8 | 20,711 | 104 | 72 |
9 | 20,814 | 104 | 73 |
10 | 20,918 | 105 | 73 |
TOTAL: | $1,023 | $716 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
ONLINE BANKS | APY? | MIN? | ||
---|---|---|---|---|
|
5.00% |
$50,000 |
Learn More | |
Last change: ↑0.25% on October 28. |
||||
|
4.91% |
$25,000 |
Learn More | |
Last change: ↓0.09% on October 17. |
||||
|
4.90% |
$10,000 |
Learn More | |
Last change: ↓0.15% on September 6. |
||||
|
4.80% |
$50,000 |
Learn More | |
Last change: ↑0.20% on October 28. |
||||
|
4.75% |
$1,500 |
Learn More | |
Last change: ↓0.25% on October 16. |
Customer Reviews for Tidemark
KC
September 7, 2023 |
I recently had the pleasure of dealing with Tidemark, and I must say, my experience was nothing short of exemplary. I was met with a level of professionalism and customer service that I haven't seen in a long time from Stacey, Crystal, and Rene, which truly made the entire process smooth and easy.
Their team offered extensive guidance every step of the way, ensuring that I understood each procedure, each term, and its implication. They turned what can often be an arduous journey into a stress-free experience. Their level of organization and communication were commendable, helping me navigate the financial waters with confidence and ease.
I would wholeheartedly recommend them to anyone seeking an unmatched banking experience. Regardless of whether you're a seasoned investor or a first-time account holder, Tidemark will welcome you with open arms and guide you with expert hands. A 5-star experience through and through!
Is this review helpful? Yes:0 / No: 0
Beach Lady
January 18, 2022 |
This bank reversed a chargeback after I was scammed for an online purchase. I was shopping at a legitimate online retailer,
Cato Fashions, and was redirected to another website that was posing as Cato. They stole images from various websites,
including CATO, and before you know it I ended up purchasing items from this unknown website, located in China. It took over
a month to receive the merchandise, and I could not return it because there was no customer service number, no valid return
address on the package, no packing slip or notification that the package had been delivered, nothing. Not even any tags on the
garments! I was charged $116.42 for poor quality clothing, all different sizes, that was so badly made that I could not even
try one garment on due to its legs being sewn together. They looked like cheap, thin polyester pajamas, not leggings with
matching tunics. It was a package of junk. I had no choice since I could not contact them but to dispute the charge with
Tidemark FCU while they investigated. They reversed the chargeback stating that I received all items as pictured (not true), and
that the return policy was only 15 days. Well, how can you return something that took a month to arrive? I tried (3 emails) to
contact the "company" Western Tags, but nobody ever responded back. After a Google search, I found others who have also
been scammed by this unscrupulous company. Now Tidemark won't respond to me, and they are supposed to be member
advocates. We would like our money back. We are in the process of closing our accounts and have liquidated most of our
assets in this credit union. We have had other problems with their bank cards not working, etc., but this issue is just so unfair.
Is this review helpful? Yes:0 / No: 0
Beach Lady
January 18, 2022
This bank reversed a chargeback after I was scammed for an online purchase. I was shopping at a legitimate online retailer,
Cato Fashions, and was redirected to another website that was posing as Cato. They stole images from various websites,
including CATO, and before you know it I ended up purchasing items from this unknown website, located in China. It took over
a month to receive the merchandise, and I could not return it because there was no customer service number, no valid return
address on the package, no packing slip or notification that the package had been delivered, nothing. Not even any tags on the
garments! I was charged $116.42 for poor quality clothing, all different sizes, that was so badly made that I could not even
try one garment on due to its legs being sewn together. They looked like cheap, thin polyester pajamas, not leggings with
matching tunics. It was a package of junk. I had no choice since I could not contact them but to dispute the charge with
Tidemark FCU while they investigated. They reversed the chargeback stating that I received all items as pictured (not true), and
that the return policy was only 15 days. Well, how can you return something that took a month to arrive? I tried (3 emails) to
contact the "company" Western Tags, but nobody ever responded back. After a Google search, I found others who have also
been scammed by this unscrupulous company. Now Tidemark won't respond to me, and they are supposed to be member
advocates. We would like our money back. We are in the process of closing our accounts and have liquidated most of our
assets in this credit union. We have had other problems with their bank cards not working, etc., but this issue is just so unfair.
Is this review helpful? Yes:0 / No: 0
EricAdkins685
March 17, 2021 |
I love Tidemark FCU! I have been with them for months, and they have been phenomenal too me. The mobile app is GREAT! Customer service is phenomenal, and I moved to another state and was able to stay with them and they make banking super easy especially when living in another state far away. I love Tidemark and I recommend them to everyone. They have helped me so much, and I appreciate them 100% the branch in Milford, Delaware is AWESOME!!! The ladies there are very polite and professional. Great atmosphere and positive vibes! The branch is absolutely beautiful, and again the app is easy to use and navigate. 5 STARS FROM ME!!! I LOVE YOU GUYS!!!
Is this review helpful? Yes:0 / No: 0
JRN
May 28, 2020
Why does tidemark charge a fee between Federal Credit Unions?
Is this review helpful? Yes:0 / No: 0
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