Compound Interest Calculator
CD 4-year Account from SAINT LAWRENCE with 1.82% APY and $25,000 minimum deposit

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The product CD 4-year Account from SAINT LAWRENCE with 1.82% APY and $25,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $23,953. The interest earned would be $3,953 and the tax amount on the interest earned would be approximately $1,186.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for SAINT LAWRENCE

Savings Boost of
$1,582 over 10 years

Cash Savings $20,000

Average Interest Earned $1,185

SAINT LAWRENCE Interest Earned $2,767

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.82%	Annual Interest	Annual Interest (After Tax)
1	20,000	163	114
2	20,163	165	115
3	20,328	166	116
4	20,494	167	117
5	20,661	169	118
6	20,829	170	119
7	20,999	171	120
8	21,171	173	121
9	21,344	174	122
10	21,518	176	123
	TOTAL:	$1,693	$1,185

SAINT LAWRENCE Scenario

	Rate: 1.82%	Annual Interest	Annual Interest (After Tax)
1	20,000	364	255
2	20,364	371	259
3	20,735	377	264
4	21,112	384	269
5	21,496	391	274
6	21,887	398	279
7	22,286	406	284
8	22,691	413	289
9	23,104	421	294
10	23,525	428	300
	TOTAL:	$3,953	$2,767

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Recent Rate Changes

Date	APY
April 4, 2025	1.82%
December 5, 2023	1.71%
August 20, 2023	1.61%

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Compound Interest Calculator CD 4-year Account from SAINT LAWRENCE with 1.82% APY and $25,000 minimum deposit