The product CD 4-year Account from ONPATH with 1.35% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $22,870. The interest earned would be $2,870 and the tax amount on the interest earned would be approximately $861.
Please note that this product is available in Louisiana and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.81% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 163 | 114 |
| 2 | 20,163 | 164 | 115 |
| 3 | 20,327 | 165 | 116 |
| 4 | 20,492 | 167 | 117 |
| 5 | 20,658 | 168 | 118 |
| 6 | 20,826 | 169 | 119 |
| 7 | 20,996 | 171 | 119 |
| 8 | 21,166 | 172 | 120 |
| 9 | 21,338 | 173 | 121 |
| 10 | 21,512 | 175 | 122 |
| TOTAL: | $1,687 | $1,181 |
| Rate: 1.35% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 270 | 189 |
| 2 | 20,270 | 274 | 192 |
| 3 | 20,544 | 277 | 194 |
| 4 | 20,821 | 281 | 197 |
| 5 | 21,102 | 285 | 199 |
| 6 | 21,387 | 289 | 202 |
| 7 | 21,676 | 293 | 205 |
| 8 | 21,968 | 297 | 208 |
| 9 | 22,265 | 301 | 210 |
| 10 | 22,565 | 305 | 213 |
| TOTAL: | $2,870 | $2,009 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
Learn More | |
|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
Learn More | |
|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
Learn More | |
|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
Learn More | |
|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
Learn More | |
|
Last change: ↑0.70% on December 7. |
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Customer Reviews for Onpath
Kenneth Lott
May 12, 2021 |
I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Harahan, LA. by the name of Christie is truly a ray of sunshine she is nice, courteous, and ever so polite there is another branch worker that I had the pleasure to wait on me is named Julissa I apologize if I spelled the name wrong. I must say in this day and age a little kindness goes a long way and these two young ladies nailed it, whenever my wife and I go there we are made to feel like we are special and that's a great feeling. I know from experience why you all are a 5 star rated FCU. customer service at that branch is outstanding and it's a pleasure and an honor to be a member of On path FCU.
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