Compound Interest Calculator
CD 2-year Account from OneSouth Bank with 0.65% APY and $100,000 minimum deposit

Use or Change These Amounts and Rates

Cash Savings

Product:

Average Rate (%):

OneSouth Bank Rate (%):

Compound Interest Period:

Tax Rate:

Please leave this field blank

The product CD 2-year Account from OneSouth Bank with 0.65% APY and $100,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $21,339. The interest earned would be $1,339 and the tax amount on the interest earned would be approximately $402.

Please note that this product is available in Georgia and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

Our records indicate that this institution has been acquired by FIVE STAR.

The Results for OneSouth Bank

Savings Boost of
$-10 over 10 years

Cash Savings $20,000

Average Interest Earned $947

OneSouth Bank Interest Earned $937

Compare

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.66%	Annual Interest	Annual Interest (After Tax)
1	20,000	131	92
2	20,131	132	93
3	20,264	133	93
4	20,397	134	94
5	20,531	135	94
6	20,666	136	95
7	20,801	137	96
8	20,938	138	96
9	21,076	138	97
10	21,214	139	98
	TOTAL:	$1,354	$947

OneSouth Bank Scenario

	Rate: 0.65%	Annual Interest	Annual Interest (After Tax)
1	20,000	130	91
2	20,130	131	92
3	20,261	132	92
4	20,393	133	93
5	20,525	133	93
6	20,659	134	94
7	20,793	135	95
8	20,928	136	95
9	21,064	137	96
10	21,201	138	96
	TOTAL:	$1,339	$937

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	5.00%	$50,000	Learn More
Last change: ↑0.25% on October 28. 6 Month Jumbo CD.
Valley Direct, a division of Valley National Bank	5.00%	$500	Learn More
Last change: ↑3.00% on August 7.
TotalDirect, a division of City National Bank of Florida	4.91%	$25,000	Learn More
Last change: ↓0.09% on October 17. 3 Month CD.
Norwood Bank	4.90%	$10,000	Learn More
Last change: ↓0.15% on September 6.
Prime Alliance Bank	4.90%	$500	Learn More
Last change: ↓0.05% on September 27.

Compound Interest Calculator CD 2-year Account from OneSouth Bank with 0.65% APY and $100,000 minimum deposit