Compound Interest Calculator
CD 18-month Account from NUSENDA with 3.75% APY and $1,000 minimum deposit



Use or Change These Amounts and Rates

The product CD 18-month Account from NUSENDA with 3.75% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,901. The interest earned would be $8,901 and the tax amount on the interest earned would be approximately $2,670.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for NUSENDA

Savings Boost of
$5,912 over 10 years
Cash Savings $20,000
Average Interest Earned $318

 
NUSENDA Interest Earned $6,231

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.23%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 45 32
2 20,045 45 32
3 20,090 45 32
4 20,135 45 32
5 20,181 45 32
6 20,226 46 32
7 20,272 46 32
8 20,317 46 32
9 20,363 46 32
10 20,409 46 32
TOTAL: $455 $318

NUSENDA Scenario

Rate:
3.75%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 750 525
2 20,750 778 545
3 21,528 807 565
4 22,335 838 586
5 23,173 869 608
6 24,042 902 631
7 24,944 935 655
8 25,879 970 679
9 26,849 1,007 705
10 27,856 1,045 731
TOTAL: $8,901 $6,231

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.


Recent Rate Changes



Date APY
October 17, 2024 3.75%
June 13, 2024 4.15%


Featured CD Rates

ONLINE BANKS APY? MIN?

Last change: ↑0.25% on October 28.
6 Month Jumbo CD.

Last change: ↑3.00% on August 7.

Last change: ↓0.09% on October 17.
3 Month CD.

Last change: ↓0.15% on September 6.

Last change: ↓0.05% on September 27.



Customer Reviews for Nusenda


  • December 16, 2020 |

    CDs 12 Month Rates

    Nusenda Credit Union are unprofessional and a big waste of time.

  • October 17, 2019 |

    Stupid is as stupid does.
    Nusenda changed from New Mexico Crdit union by going to a lot of automation, its been a disaster. The deposit take 1-2 days to post, but a withdrawl that posts as pending gets charged a fee that the automatic system assess and no one can reverse. When I called for help the sent me to a "courtesy" help dept which couldn't do me the courtesy of undoing what Nusenda's automated system did. The automated systems charges your account for every little thing, and when in error, no one has any authority to correct it - this you find out after a 20-30 hold time any time you call. Their "call back" system also doesn't work. Nusenda fails as a community - orientated business. " Humans" shoudl try another bank - this one won't talk to you & just steals your money.

  • October 17, 2019 |

    Fees ontop of fees on top of fees
    Fees on top of fees on top of fees.

    They charge you fees like an overdraft for pending items that fall off after a couple of days. I had fraud charges - it takes 3-5 days just to file a claim, meantime, charges are still posting & fees are rolling on top of fees - the fraud claim cleared me, Nusenda only cleared 2 of the 6 fees they charged from the proven fraud error. Not really member supportive at all!


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