Compound Interest Calculator
CD 3-month Account from NUSENDA with 4.25% APY and $1,000 minimum deposit



Use or Change These Amounts and Rates

The product CD 3-month Account from NUSENDA with 4.25% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $30,324. The interest earned would be $10,324 and the tax amount on the interest earned would be approximately $3,097.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for NUSENDA

Savings Boost of
$6,907 over 10 years
Cash Savings $20,000
Average Interest Earned $320

 
NUSENDA Interest Earned $7,227

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.23%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 45 32
2 20,045 45 32
3 20,091 45 32
4 20,136 46 32
5 20,181 46 32
6 20,227 46 32
7 20,273 46 32
8 20,319 46 32
9 20,364 46 32
10 20,410 46 32
TOTAL: $457 $320

NUSENDA Scenario

Rate:
4.25%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 850 595
2 20,850 886 620
3 21,736 924 647
4 22,660 963 674
5 23,623 1,004 703
6 24,627 1,047 733
7 25,674 1,091 764
8 26,765 1,137 796
9 27,902 1,186 830
10 29,088 1,236 865
TOTAL: $10,324 $7,227

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.


Recent Rate Changes



Date APY
October 14, 2024 4.25%
June 13, 2024 4.85%


Featured CD Rates

ONLINE BANKS APY? MIN?

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Early Withdrawal Penalty is 3 months interest.

Last change: ↓0.25% on October 16.



Customer Reviews for Nusenda


  • December 16, 2020 |

    CDs 12 Month Rates

    Nusenda Credit Union are unprofessional and a big waste of time.

  • October 17, 2019 |

    Stupid is as stupid does.
    Nusenda changed from New Mexico Crdit union by going to a lot of automation, its been a disaster. The deposit take 1-2 days to post, but a withdrawl that posts as pending gets charged a fee that the automatic system assess and no one can reverse. When I called for help the sent me to a "courtesy" help dept which couldn't do me the courtesy of undoing what Nusenda's automated system did. The automated systems charges your account for every little thing, and when in error, no one has any authority to correct it - this you find out after a 20-30 hold time any time you call. Their "call back" system also doesn't work. Nusenda fails as a community - orientated business. " Humans" shoudl try another bank - this one won't talk to you & just steals your money.

  • October 17, 2019 |

    Fees ontop of fees on top of fees
    Fees on top of fees on top of fees.

    They charge you fees like an overdraft for pending items that fall off after a couple of days. I had fraud charges - it takes 3-5 days just to file a claim, meantime, charges are still posting & fees are rolling on top of fees - the fraud claim cleared me, Nusenda only cleared 2 of the 6 fees they charged from the proven fraud error. Not really member supportive at all!


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