Compound Interest Calculator
CD 49-month Account from NASA with 4.09% APY and $10,000 minimum deposit



Use or Change These Amounts and Rates

The product CD 49-month Account from NASA with 4.09% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $29,862. The interest earned would be $9,862 and the tax amount on the interest earned would be approximately $2,959.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for NASA

Savings Boost of
$6,585 over 10 years
Cash Savings $20,000
Average Interest Earned $318

 
NASA Interest Earned $6,903

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.23%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 45 32
2 20,045 45 32
3 20,090 45 32
4 20,135 45 32
5 20,181 45 32
6 20,226 46 32
7 20,272 46 32
8 20,317 46 32
9 20,363 46 32
10 20,409 46 32
TOTAL: $455 $318

NASA Scenario

Rate:
4.09%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 818 573
2 20,818 851 596
3 21,669 886 620
4 22,556 923 646
5 23,478 960 672
6 24,439 1,000 700
7 25,438 1,040 728
8 26,478 1,083 758
9 27,561 1,127 789
10 28,689 1,173 821
TOTAL: $9,862 $6,903

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.


Recent Rate Changes



Date APY
September 18, 2024 4.09%
August 16, 2024 4.25%
May 16, 2024 4.55%
April 18, 2024 4.45%
March 6, 2024 4.35%
February 20, 2024 4.45%
February 2, 2024 4.60%
December 1, 2023 4.75%
November 3, 2023 4.65%
September 22, 2023 4.15%
September 11, 2023 4.75%
August 20, 2023 4.65%


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