Compound Interest Calculator
CD 3-month Account from HarborOne Bank with 3.00% APY and $1,000 minimum deposit



Use or Change These Amounts and Rates

The product CD 3-month Account from HarborOne Bank with 3.00% APY and $1,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $26,878. The interest earned would be $6,878 and the tax amount on the interest earned would be approximately $2,063.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for HarborOne Bank

Savings Boost of
$4,497 over 10 years
Cash Savings $20,000
Average Interest Earned $318

 
HarborOne Bank Interest Earned $4,815

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.23%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 45 32
2 20,045 45 32
3 20,090 45 32
4 20,135 45 32
5 20,181 45 32
6 20,226 46 32
7 20,272 46 32
8 20,317 46 32
9 20,363 46 32
10 20,409 46 32
TOTAL: $455 $318

HarborOne Bank Scenario

Rate:
3.00%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 600 420
2 20,600 618 433
3 21,218 637 446
4 21,855 656 459
5 22,510 675 473
6 23,185 696 487
7 23,881 716 502
8 24,597 738 517
9 25,335 760 532
10 26,095 783 548
TOTAL: $6,878 $4,815

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.


Recent Rate Changes



Date APY
June 10, 2024 3.00%
April 2, 2024 2.00%
February 6, 2024 0.50%
February 6, 2024 1.00%


Featured CD Rates

ONLINE BANKS APY? MIN?

Last change: ↑0.25% on October 28.
6 Month Jumbo CD.

Last change: ↑3.00% on August 7.

Last change: ↓0.09% on October 17.
3 Month CD.

Last change: ↓0.15% on September 6.

Last change: ↓0.05% on September 27.



Customer Reviews for HarborOne Bank


  • January 30, 2020

    CDs 12 Month Rates

    Find branch personnel are genuinely interested in my business.

  • January 30, 2020

    CDs 12 Month Rates

    Have been with Harbor One and Coastway (before merger) and find them efficient, convenient and knowledgable.
    Will continue with my banking relationship with them as I am VERY satisfied with my returns..


Add Your Review


or use your BestCashCow account

or