Compound Interest Calculator
HarborOne Bank with 3.42% APY and $50,000 minimum deposit



Use or Change These Amounts and Rates

The product HarborOne Bank with 3.42% APY and $50,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $27,995. The interest earned would be $7,995 and the tax amount on the interest earned would be approximately $2,398.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for HarborOne Bank

Savings Boost of
$5,281 over 10 years
Cash Savings $20,000
Average Interest Earned $315

 
HarborOne Bank Interest Earned $5,596

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.22%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 45 31
2 20,045 45 31
3 20,089 45 31
4 20,134 45 31
5 20,179 45 31
6 20,224 45 32
7 20,269 45 32
8 20,314 45 32
9 20,360 45 32
10 20,405 46 32
TOTAL: $451 $315

HarborOne Bank Scenario

Rate:
3.42%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 684 479
2 20,684 707 495
3 21,391 732 512
4 22,123 757 530
5 22,880 782 548
6 23,662 809 566
7 24,471 837 586
8 25,308 866 606
9 26,174 895 627
10 27,069 926 648
TOTAL: $7,995 $5,596

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.


Recent Rate Changes



Date APY
April 21, 2025 3.42%
March 31, 2025 3.45%
March 10, 2025 3.48%
November 25, 2024 3.50%
November 4, 2024 3.65%
February 6, 2024 3.85%


Featured CD Rates

ONLINE BANKS APY? MIN?

Last change: ↓0.10% on February 9.
6 Month Jumbo CD.

Last change: ↓0.50% on October 1, 2024.

Last change: ↑0.20% on January 18.

Last change: ↓0.15% on January 25.

Last change: ↑0.20% on April 9.



Customer Reviews for HarborOne Bank


  • January 30, 2020

    CDs 12 Month Rates

    Find branch personnel are genuinely interested in my business.

  • January 30, 2020

    CDs 12 Month Rates

    Have been with Harbor One and Coastway (before merger) and find them efficient, convenient and knowledgable.
    Will continue with my banking relationship with them as I am VERY satisfied with my returns..


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