Compound Interest Calculator
Savings Account from Guardian Bank with 0.15% APY and $2,500 minimum deposit



Use or Change These Amounts and Rates

The product Savings Account from Guardian Bank with 0.15% APY and $2,500 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,302. The interest earned would be $302 and the tax amount on the interest earned would be approximately $91.

Please note that this product is available in Georgia and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for Guardian Bank

Savings Boost of
$-108 over 10 years
Cash Savings $20,000
Average Interest Earned $320

 
Guardian Bank Interest Earned $211

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.23%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 45 32
2 20,045 45 32
3 20,091 45 32
4 20,136 46 32
5 20,181 46 32
6 20,227 46 32
7 20,273 46 32
8 20,319 46 32
9 20,364 46 32
10 20,410 46 32
TOTAL: $457 $320

Guardian Bank Scenario

Rate:
0.15%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 30 21
2 20,030 30 21
3 20,060 30 21
4 20,090 30 21
5 20,120 30 21
6 20,150 30 21
7 20,181 30 21
8 20,211 30 21
9 20,241 30 21
10 20,272 30 21
TOTAL: $302 $211

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.



Featured CD Rates

ONLINE BANKS APY? MIN?

Last change: ↑0.25% on October 28.
6 Month Jumbo CD.

Last change: ↓0.09% on October 17.
3 Month CD.

Last change: ↓0.15% on September 6.

Last change: ↑0.20% on October 28.
Early Withdrawal Penalty is 3 months interest.

Last change: ↓0.50% on October 1.



Customer Reviews for Guardian Bank


  • August 21, 2019

    Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wanted we ask him multiple times to give us several options so we could choose what would work for us he only submitted one and it was the worst loan for us Ihe didn’t even care or listen to our needs at all I called the bank in Lexington to speak with him he was rude and said he would have to call me back it was 20 minutes before they closed at 5 I still didn’t hear back from him so I called back and a lady answered the phone I ask for the lender and she rudely said I don’t think he’s here we are closing down for the day I said it’s 435 you don’t close until 5 and she rudely said hold on she put me through and he picked and he was totally trying to tell me what to do and being Sarcastic about it I was shocked how I was treated all I’m saying is I’m trying to bring money to your bank and this is how I’m treated I will take my business else where I will spreed the word Do not go to GB you deserve no rating !!!!


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