Compound Interest Calculator
CD 4-year Account from FNBC Bank & Trust with 0.36% APY and $100,000 minimum deposit

Use or Change These Amounts and Rates

Cash Savings

Product:

Average Rate (%):

FNBC Bank & Trust Rate (%):

Compound Interest Period:

Tax Rate:

Please leave this field blank

The product CD 4-year Account from FNBC Bank & Trust with 0.36% APY and $100,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,732. The interest earned would be $732 and the tax amount on the interest earned would be approximately $220.

Please note that this product is available in Illinois and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for FNBC Bank & Trust

Savings Boost of
$-669 over 10 years

Cash Savings $20,000

Average Interest Earned $1,181

FNBC Bank & Trust Interest Earned $512

Compare

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.81%	Annual Interest	Annual Interest (After Tax)
1	20,000	163	114
2	20,163	164	115
3	20,327	165	116
4	20,492	167	117
5	20,658	168	118
6	20,826	169	119
7	20,996	171	119
8	21,166	172	120
9	21,338	173	121
10	21,512	175	122
	TOTAL:	$1,687	$1,181

FNBC Bank & Trust Scenario

	Rate: 0.36%	Annual Interest	Annual Interest (After Tax)
1	20,000	72	50
2	20,072	72	51
3	20,144	73	51
4	20,217	73	51
5	20,290	73	51
6	20,363	73	51
7	20,436	74	51
8	20,509	74	52
9	20,583	74	52
10	20,657	74	52
	TOTAL:	$732	$512

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
TotalDirect, a division of City National Bank of Florida	4.91%	$25,000	Learn More
Last change: ↓0.09% on October 17. 3 Month CD.
My e-Banc, a division of Bradesco BAC Florida Bank	4.80%	$50,000	Learn More
Last change: ↓0.09% on December 7. 6 Month Jumbo CD.
Finworth, a division of InsBank	4.75%	$50,000	Learn More
Last change: ↑0.25% on November 25.
Rising Bank, a division of Midwest BankCentre	4.70%	$1,000	Learn More
Last change: ↑0.70% on December 7.
Bread Savings, a division of Bread Financial	4.65%	$1,500	Learn More
Last change: ↓0.05% on December 4.

Compound Interest Calculator CD 4-year Account from FNBC Bank & Trust with 0.36% APY and $100,000 minimum deposit