Compound Interest Calculator
CD 4-year Account from Columbia State Bank with 0.16% APY and $10,000 minimum deposit

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The product CD 4-year Account from Columbia State Bank with 0.16% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,322. The interest earned would be $322 and the tax amount on the interest earned would be approximately $97.

Please note that this product is available in Idaho and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

Our records indicate that this institution has been acquired by Umpqua Bank.

The Results for Columbia State Bank

Savings Boost of
$-957 over 10 years

Cash Savings $20,000

Average Interest Earned $1,182

Columbia State Bank Interest Earned $226

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.81%	Annual Interest	Annual Interest (After Tax)
1	20,000	163	114
2	20,163	164	115
3	20,327	165	116
4	20,492	167	117
5	20,659	168	118
6	20,827	170	119
7	20,997	171	120
8	21,168	172	121
9	21,340	174	122
10	21,514	175	123
	TOTAL:	$1,689	$1,182

Columbia State Bank Scenario

	Rate: 0.16%	Annual Interest	Annual Interest (After Tax)
1	20,000	32	22
2	20,032	32	22
3	20,064	32	22
4	20,096	32	23
5	20,128	32	23
6	20,161	32	23
7	20,193	32	23
8	20,225	32	23
9	20,257	32	23
10	20,290	32	23
	TOTAL:	$322	$226

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Compound Interest Calculator CD 4-year Account from Columbia State Bank with 0.16% APY and $10,000 minimum deposit