Compound Interest Calculator
CD 3-year Account from Columbia State Bank with 0.12% APY and $10,000 minimum deposit

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The product CD 3-year Account from Columbia State Bank with 0.12% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,241. The interest earned would be $241 and the tax amount on the interest earned would be approximately $72.

Please note that this product is available in Idaho and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

Our records indicate that this institution has been acquired by Umpqua Bank.

The Results for Columbia State Bank

Savings Boost of
$-919 over 10 years

Cash Savings $20,000

Average Interest Earned $1,088

Columbia State Bank Interest Earned $169

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.75%	Annual Interest	Annual Interest (After Tax)
1	20,000	150	105
2	20,150	151	106
3	20,302	152	107
4	20,454	154	108
5	20,608	155	108
6	20,762	156	109
7	20,918	157	110
8	21,075	158	111
9	21,234	159	112
10	21,393	161	112
	TOTAL:	$1,554	$1,088

Columbia State Bank Scenario

	Rate: 0.12%	Annual Interest	Annual Interest (After Tax)
1	20,000	24	17
2	20,024	24	17
3	20,048	24	17
4	20,072	24	17
5	20,096	24	17
6	20,120	24	17
7	20,144	24	17
8	20,169	24	17
9	20,193	24	17
10	20,217	24	17
	TOTAL:	$241	$169

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

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Compound Interest Calculator CD 3-year Account from Columbia State Bank with 0.12% APY and $10,000 minimum deposit