Compound Interest Calculator
CD 5-year Account from Columbia State Bank with 0.16% APY and $10,000 minimum deposit

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The product CD 5-year Account from Columbia State Bank with 0.16% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,322. The interest earned would be $322 and the tax amount on the interest earned would be approximately $97.

Please note that this product is available in Washington and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

Our records indicate that this institution has been acquired by Umpqua Bank.

The Results for Columbia State Bank

Savings Boost of
$-1,109 over 10 years

Cash Savings $20,000

Average Interest Earned $1,335

Columbia State Bank Interest Earned $226

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.92%	Annual Interest	Annual Interest (After Tax)
1	20,000	183	128
2	20,183	185	129
3	20,368	186	130
4	20,554	188	132
5	20,742	190	133
6	20,932	192	134
7	21,123	193	135
8	21,317	195	137
9	21,512	197	138
10	21,709	199	139
	TOTAL:	$1,907	$1,335

Columbia State Bank Scenario

	Rate: 0.16%	Annual Interest	Annual Interest (After Tax)
1	20,000	32	22
2	20,032	32	22
3	20,064	32	22
4	20,096	32	23
5	20,128	32	23
6	20,161	32	23
7	20,193	32	23
8	20,225	32	23
9	20,257	32	23
10	20,290	32	23
	TOTAL:	$322	$226

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

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Compound Interest Calculator CD 5-year Account from Columbia State Bank with 0.16% APY and $10,000 minimum deposit