Compound Interest Calculator
CD 4-year Account from CENTRIS with 1.05% APY and $100,000 minimum deposit



Use or Change These Amounts and Rates

The product CD 4-year Account from CENTRIS with 1.05% APY and $100,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $22,202. The interest earned would be $2,202 and the tax amount on the interest earned would be approximately $661.

Please note that this product is available in Nebraska and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for CENTRIS

Savings Boost of
$361 over 10 years
Cash Savings $20,000
Average Interest Earned $1,181

 
CENTRIS Interest Earned $1,541

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.81%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 163 114
2 20,163 164 115
3 20,327 165 116
4 20,492 167 117
5 20,658 168 118
6 20,826 169 119
7 20,996 171 119
8 21,166 172 120
9 21,338 173 121
10 21,512 175 122
TOTAL: $1,687 $1,181

CENTRIS Scenario

Rate:
1.05%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 210 147
2 20,210 212 149
3 20,422 214 150
4 20,637 217 152
5 20,853 219 153
6 21,072 221 155
7 21,294 224 157
8 21,517 226 158
9 21,743 228 160
10 21,971 231 161
TOTAL: $2,202 $1,541

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.



Featured CD Rates

ONLINE BANKS APY? MIN?

Last change: ↓0.15% on May 13.
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Last change: ↑0.25% on August 7.
6 Month Jumbo CD.

Last change: ↓0.10% on August 16.

Last change: ↑5.10% on August 12.



Customer Reviews for Centris


  • September 25, 2021 |



    Centris bank, the Omaha branch specifically, allowed my ex-husband to forge my name over and over and over for five years to three different loans. Forge my name on the original loan documents and then over and over again to modify them for years.

    They need to be notarized you say.... Yes, yes they do. An employee, possibly a former I'm told, (but who knows because it took them an entire year to look into this and then determine that fraud is acceptable at their bank) notarized the loans over and over for years without me being present. No ID. Ever. Yet she signed them for him and approved the loan and changes over and over again. And if she is in fact a "former" employee, why do you fire employees if nothing was done wrong.

    Then it took over a year for me to ever hear anything from them to start their own "investigation," which ultimately determined that it is OK to commit fraud, identity theft, and forgery at Centris bank. Perks of doing your own investigation. The Nebraska State Patrol however thought it was worth several felony charges. ELEVEN Felony charges to be exact. ELEVEN.

    I was asked what I wanted out of the investigation because two of the loans were finally closed and I wasn't technically "harmed" by them because he paid them and only reported late on my credit once or so.

    So basically if you pay your bills, Centris is the place to forge loans in someone else's name because they are OK with it and still do business with him. It's still illegal, but apparently OK there.

    So if you're looking to rip someone off, steal their identify, forge a loan document, possess a forged object, and have the financial institute support you, Centris is the place to go. Don't waste your time ripping off small amounts from gas pumps, ATMs or old people's savings accounts.

    If you would like your identify protected, and avoid the nightmare of being SOL because they get their money either way, don't do business with Centris.

    Centris, for all your fraudulent banking needs.


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