The product CD 6-month Account from CENTRIS with 0.50% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $21,023. The interest earned would be $1,023 and the tax amount on the interest earned would be approximately $307.
Please note that this product is available in Iowa and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.
This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.
| Rate: 0.23% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 45 | 32 |
| 2 | 20,045 | 45 | 32 |
| 3 | 20,091 | 45 | 32 |
| 4 | 20,136 | 46 | 32 |
| 5 | 20,181 | 46 | 32 |
| 6 | 20,227 | 46 | 32 |
| 7 | 20,273 | 46 | 32 |
| 8 | 20,319 | 46 | 32 |
| 9 | 20,364 | 46 | 32 |
| 10 | 20,410 | 46 | 32 |
| TOTAL: | $457 | $320 |
| Rate: 0.50% |
Annual Interest |
Annual Interest (After Tax) |
|
|---|---|---|---|
| 1 | 20,000 | 100 | 70 |
| 2 | 20,100 | 101 | 70 |
| 3 | 20,201 | 101 | 71 |
| 4 | 20,302 | 102 | 71 |
| 5 | 20,403 | 102 | 71 |
| 6 | 20,505 | 103 | 72 |
| 7 | 20,608 | 103 | 72 |
| 8 | 20,711 | 104 | 72 |
| 9 | 20,814 | 104 | 73 |
| 10 | 20,918 | 105 | 73 |
| TOTAL: | $1,023 | $716 |
The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
Learn More | |
|
Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
Learn More | |
|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
Learn More | |
|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
Learn More | |
|
Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
Learn More | |
|
Last change: ↓0.50% on October 1. |
||||
Customer Reviews for Centris
Centris supports fraud
September 25, 2021 |
Centris bank, the Omaha branch specifically, allowed my ex-husband to forge my name over and over and over for five years to three different loans. Forge my name on the original loan documents and then over and over again to modify them for years.
They need to be notarized you say.... Yes, yes they do. An employee, possibly a former I'm told, (but who knows because it took them an entire year to look into this and then determine that fraud is acceptable at their bank) notarized the loans over and over for years without me being present. No ID. Ever. Yet she signed them for him and approved the loan and changes over and over again. And if she is in fact a "former" employee, why do you fire employees if nothing was done wrong.
Then it took over a year for me to ever hear anything from them to start their own "investigation," which ultimately determined that it is OK to commit fraud, identity theft, and forgery at Centris bank. Perks of doing your own investigation. The Nebraska State Patrol however thought it was worth several felony charges. ELEVEN Felony charges to be exact. ELEVEN.
I was asked what I wanted out of the investigation because two of the loans were finally closed and I wasn't technically "harmed" by them because he paid them and only reported late on my credit once or so.
So basically if you pay your bills, Centris is the place to forge loans in someone else's name because they are OK with it and still do business with him. It's still illegal, but apparently OK there.
So if you're looking to rip someone off, steal their identify, forge a loan document, possess a forged object, and have the financial institute support you, Centris is the place to go. Don't waste your time ripping off small amounts from gas pumps, ATMs or old people's savings accounts.
If you would like your identify protected, and avoid the nightmare of being SOL because they get their money either way, don't do business with Centris.
Centris, for all your fraudulent banking needs.
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