Compound Interest Calculator
CD 1-year Account from American River Bank with 0.11% APY and $10,000 minimum deposit

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The product CD 1-year Account from American River Bank with 0.11% APY and $10,000 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $20,221. The interest earned would be $221 and the tax amount on the interest earned would be approximately $66.

Please note that this product is available in California and this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

Our records indicate that this institution has been acquired by Bank of Marin.

The Results for American River Bank

Savings Boost of
$-636 over 10 years

Cash Savings $20,000

Average Interest Earned $791

American River Bank Interest Earned $155

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.55%	Annual Interest	Annual Interest (After Tax)
1	20,000	110	77
2	20,110	111	78
3	20,221	111	78
4	20,332	112	78
5	20,444	113	79
6	20,557	113	79
7	20,670	114	80
8	20,784	115	80
9	20,899	115	81
10	21,014	116	81
	TOTAL:	$1,130	$791

American River Bank Scenario

	Rate: 0.11%	Annual Interest	Annual Interest (After Tax)
1	20,000	22	15
2	20,022	22	15
3	20,044	22	15
4	20,066	22	15
5	20,088	22	15
6	20,110	22	15
7	20,132	22	16
8	20,155	22	16
9	20,177	22	16
10	20,199	22	16
	TOTAL:	$221	$155

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

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Compound Interest Calculator CD 1-year Account from American River Bank with 0.11% APY and $10,000 minimum deposit