Find out about the rewards that the Citi/AAdvantage card has to offer.
Citibank and American Airlines are offering a credit card deal that frequent flyers will find hard to resist. The new Citi/AAdvantage card awards 50,000 American Airlines bonus miles to customers who apply before February 28, 2011.
To qualify for the free miles, cardholders must charge at least $2000 on the card over the first four months of membership. If you tend to make $500 in monthly credit purchases, then with this offer you could earn two roundtrip domestic flights without even having to change your spending habits.
American Airlines also grants to all new cardholders a “companion certificate,” which slashes the cost of two domestic airline tickets down to the price of one.
Furthermore, with every dollar spent on the Citi/AAdvantage card, cardholders receive one bonus mile. For most credit users, that’s going to add up to hundreds of free miles a month, and they never expire. So along with the more immediate benefits to using this card, there are long-term perks too.
This deal, however, is subject to a few rules and restrictions. Citibank charges between $75 and $85 in annual service fees (though they do waive all fees for the first 12 months). In addition, cardholders can earn no more than $100,000 bonus miles per year. But anyone who spends over $100,000 in credit purchases is either so rich that they don’t need free miles or so underwater in debt that they can’t possibly afford to vacation in the first place.
Overall, it’s an easy way for travelers to eliminate some of their expenses. To learn more about this offer, click here.
The WTDirect savings account is geared towards the investor who has $10,000 or more to invest. In exchange, the bank offers higher interest rates and exceptional customer service.
We’ve all seen online banks advertise great deals on saving account interest rates. The banks offer an extremely attractive interest rate, but in many cases, the offer is only valid up to a certain balance limit. Any deposited funds that exceed the balance limit earn a significantly lower interest rate than the higher advertised rate. So what do you do when you have higher amounts to invest but want liquidity? WTDirect offers a solution.
WTDirect has a personal savings account geared towards higher balances of $10,000 or more. The current APY offered is 1.21%, and they advertise that their savings account rate is consistently in the top 5% of banks. Balances under $10,000 earn a mere 0.15%, so this account definitely isn’t for people who want to invest lower limits. However, the bank will honor the 1.21% interest rate on any account balance for the first 60 days, to give customers a chance to try their service before they commit to a large deposit.
In addition to the higher interest rate on higher balances, the main benefit of WTDirect is their commitment to superior customer service. The company’s website states “WTDirect is not for everyone. Our Personal Online Savings Account is designed for savers in control of their finances who insist upon higher standards.”The bank provides a more flexible savings account and greater personal service in exchange for higher balances. As part of their pledge for higher customer service, the company boasts they have live representatives answer calls 7 days a week. Additionally, there are no fees for the account, no minimum deposit required to open an account, it offers free mobile banking, and an unlimited number of transfer links to other bank accounts.
WTDirect, a division of Wilmington Trust FSB, launched in 2006, but Wilmington Trust Company has been around since 1903, providing a variety of banking and financial services in over 80 countries.
TD Bank offers customers several perks for opening a new account, including double rewards, a 0% intro APR, and an extra cash bonus.
TD Bank’s Easy Rewards Visa Credit Card has been offering double reward points and a 0% APR for 6 months for new account holders for awhile, but now they’re also offering a way for new account holders to earn an additional $50 bonus. For a limited time, you can earn additional $25 when you make a balance transfer of $1,500 or more in the first 30 days of the account. You can also earn another $25 when you add authorized users to your account in the first 30 days as well.
Even without the additional $50 bonus, this credit card still offer is still very competitive. There is no annual fee for the card, it offers unlimited rewards, and after the introductory double reward point period, you earn 1 point for every $1 spent with no blackout dates, restrictions or fees. Points can be redeemed for airfare, hotel rooms, car rentals, merchandise and gift cards. The APR after introductory 0% rate can be as low as 13.24%, if you have great credit.
TD Bank, “America’s Most Convenient Bank”, is one of the 15 largest banks in the U.S. with over a thousand retail stores in the Northeast, Mid-Atlantic, Metro DC area and Florida.
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