In a financial age where some of the best one-year CD's are barely earning 1.25% interest (and often require large deposits), it's nice to know there's another option for people who want to earn a CD interest rate, but with no minimum balance and some liquidity.

The SalemFivedirect eOne Savings account gives customers a 1.25% APY interest rate on balances from $0.01 to $1,000,000. Additionally, there are no monthly fees associated with this account, so you don't have to worry about maintenance fees eating up your interest earnings. You also receive a free ATM card and your deposit is FDIC insured up to $250,000. If you choose to open an EOne Checking account with Salem Five Direct, you can have immediate funds transfers between accounts.

Your checking account will also earn 0.55% APY on all balances up to $1,000,000. The EOne Checking account also has no maintenance fees, no minimum balance, free online bill pay, a free first-order of checks, unlimited ATM transactions, and Salem Five Direct will reimburse you up to $15 each month for any other bank's ATM fees you incur. Both accounts require a minimum $100 opening deposit.

This is a great offer, but it does some with a (small) catch. Although Salem Five Direct has brick-and-mortar branches, these accounts are geared towards for online use only. A $9.95 branch transaction fee may be assessed in any month during which transactions are conducted in a Salem Five branch. Also, if you do not enroll for online statements within 30 days of the account opening, a $2.95 per month statement fee will be assessed.

This offer is limited only to customers who apply online and do not have any existing checking or savings accounts with Salem Five Banking (there is one exception: customers who have an existing eOne Checking account are eligible for an EOne Savings account).Salem Five Direct is an online division of Salem Five Cents Savings Bank, a bank located in Salem, Massachusetts with over 150 years of banking experience.

If it seems like gas prices are creeping up higher and higher every time you go to fuel up, you’re not alone. According to AAA’s Fuel Gauge Report, the average national gas price is over a dollar more per gallon than it was just a year ago. While there's not much you can do to change the price of gas, you can help keep little bit more cash in your pocket by having a good gas rewards card.

One to consider is the Discover Open Road card. This card gives you an automatic 2% cash back bonus at gas stations and restaurants. For example, for every $20 you spend in gas, you’ll get 40 cents back. While that might not seem like a lot, it can add over the long term. Additionally, you'll also get an extra $10 cash back bonus on each of your first five fill-ups of $25 or more made in the first 90 days (up to $50, total). The $50 bonus offer is in addition to the regular 2% cashback bonus that you'll be earning. Essentially, the first $125 you spend in gas can only cost you $72.50 once you add up the bonuses. You also don’t have to worry about interest rates for the first year as well, since card offers a 0% intro and balance transfer APR for the first 12 months. All balance transfers must post to your account before July 10, 2011 to be eligible for the 0% APR.

But, perhaps, the most important feature of this card is that it has no annual fee. You should always look for a gas rewards card that has no annual fee, since the annual fee could quickly eat up any gas savings the card provides. However, even though the card offers a 0% APR for the first 12 months, you should also make sure that you can pay off the entire balance by the end of the first year, when the intro APR rate ends. Otherwise, you'll be paying an 11.99% - 19.99% variable purchase APR. That APR will negate your cashback 2% bonus, so you should always aim to pay off your balance in full every month, if possible.

We could all use some extra money in our pocket, especially if it's easy to come by. Now through July 11, 2011, Webster Bank is offering a $50, $75, or $100 bonus for new checking accounts opened in New York, Massachusetts, Rhode Island, or Connecticut. This could be a great way to put some extra cash in your wallet, if you already have the banking habits that coincide with the requirements of Webster Bank’s checking accounts.

You can earn $50 bonus by opening a Webster Value Checking account. Highlights of this account includes free mobile and online banking, free online bill pay, and a free debit card with rewards through the Visa Extra Rewards program. If you don't have 10 purchases with your debit card each month or maintain a $1,000 average monthly minimum balance, the account will cost you $8.95 per month. For those aged 65 and over, the monthly service charge will be waived as long as you have direct deposit.

If you're interested in the WebsterOne Relationship Checking, you can earn a $75 bonus. This account gives you all of the above bonuses, plus you will not incur Webster fees when you use another bank's ATM (but the other bank’s fees will still apply). This account will also earn interest, but is only a 0.05% APY. As such, you should definitely not use this account as your primary investment tool. If you have more than $4,000 in your combined Webster checking, savings, money market accounts or $20,000 in deposits or loan balances from CDs, home equity, or installment loans, the monthly service fee is waived. Otherwise, it will cost you $15 per month (or $13 per month if you have direct deposit).

Opening the Premier Checking account gives you $100 bonus plus all of the above benefits. Additionally, they will rebate other bank’s ATM fees, you'll have automatic enrollment in the Visa Extras Rewards program with 5,000 bonus points, free incoming wire transfers, and free official, teller, and travelers checks. Their website states that you will earn tiered interest rates based on the amount of your deposit: over $2,500 earns 0.10% APY, and under $2,500 earns 0.05%. In order to avoid the $20 monthly maintenance fee, you will need to have $10,000 in combined Webster checking, savings, or money market accounts or $50,000 in deposit from CDs or loan balances.

If you're looking to change banks and you already have the high average balances for these accounts (or you already make 10 or more debit card purchases for the Value Checking account), then the bonuses are a nice deal. However, if you have large deposit balances, you should also weigh the bonus you're receiving with the interest rate the account is paying. It’s possible there may be a better deal out there for your particular banking situation.

Find a Webster Bank branch near you or find other checking accounts in you area.