Ridgewood Savings Bank
Online Savings Account - 3.50% APY
• No monthly fees.
• Six withdrawals per statement cycle and 24/7 access to the account.
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
3.50% |
| Minimum deposit amount |
$0.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$0.00
|
| Minimum Balance to Avoid Fees |
$0.00 |
| Minimum Required Balance |
$0.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$35.00 |
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
November 21, 2024 |
3.50%
|
|
November 18, 2024 |
3.25%
|
|
November 18, 2024 |
3.00%
|
|
December 19, 2023 |
3.50%
|
|
October 27, 2023 |
3.45%
|
|
August 20, 2023 |
3.35%
|
Customer Reviews for Ridgewood Savings Bank
an
April 25, 2022
We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki
Is this review helpful? Yes:0 / No: 0
an
April 25, 2022
We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki
Is this review helpful? Yes:0 / No: 0
Randall A
November 18, 2020 |
I've been very pleased over the first six months - now feel cheated by silent .05% drops. How difficult is it to send a blast email notifying customers as a courtesy?
Is this review helpful? Yes:3 / No: 0
BC Weldman
September 13, 2020 |
Ridgewood is a New York bank, not a New Jerzey bank. I wanted to correct this because it means that they are moderately competent, but you will still be better off with a real online bank.
Is this review helpful? Yes:3 / No: 0
elaine johnston
July 18, 2020 |
This is a New Jersey bank. Nice folks and all, but not really set up for online banking or at least I don't think so. Would rather use Ally or some of the places with better online functionality.
Is this review helpful? Yes:3 / No: 0
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