Incrediblebank
Online Savings Account - 3.00% APY
• $100 minimum deposit to open.
• Avoid maintenance fees with an average balance above $5,000.
• Checks writing available.
• Up to 6 withdrawals per month.
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
3.00% |
| Minimum deposit amount |
$250,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$100.00
|
| Minimum Balance to Avoid Fees |
$5,000.00 |
| Minimum Required Balance |
$0.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
$10.00 |
| Foreign ATM Fees |
$1.00 |
| Insufficient Funds Fee |
$34.00 |
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
December 1, 2023 |
3.00%
|
|
August 20, 2023 |
2.50%
|
Customer Reviews for IncredibleBank
nonsense
May 21, 2021 |
avoid this
Is this review helpful? Yes:3 / No: 0
Wapner
April 29, 2021 |
62 bps isn't so incredible if you need to go over FDIC limits with a B-rated bank to get it. The rate below that is 25 bps and then you still need $150,000.
Is this review helpful? Yes:3 / No: 0
007Spider
April 25, 2021 |
$300k is over FDIC limits for individuals. Do you accept joint accounts?
Is this review helpful? Yes:3 / No: 0
Eleanor
January 4, 2021 |
The rate is 0.25% on balances under $300,000. Nobody in their right mind is going to go over $250,000 in this bank. Bestcashcow should remove it.
Is this review helpful? Yes:4 / No: 0
LA Albert
November 27, 2020 |
I thought it was a good rate, but I am not going over FDIC limits in a bank I've never heard of.
Is this review helpful? Yes:4 / No: 0
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