Fitnessbank, A Division Of Affinity Bank
Savings Account - 4.90% APY
• Available to anyone who is at least 18 years of age and a US citizen
• Incoming Wire Fee waived by FitnessBank
• $100 minimum opening deposit
• $10 maintenance fee, waived with $100 minimum average daily balance
• Interest earned on balances over $100
• A $10 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
• Free online banking
• Free external account transfers
• Free eStatements
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
4.90% |
| Minimum deposit amount |
$100.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$100.00
|
| Minimum Balance to Avoid Fees |
$100.00 |
| Minimum Required Balance |
$100.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
$10.00 |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
× |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Pros
- Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65).
- Easy transfers.
- Consistently competitive rates.
Cons
- Rates are much lower for those who do not meet step goals.
Recent Rate Changes
|
Date
|
APY
|
|
December 2, 2024 |
4.90%
|
|
October 3, 2023 |
5.00%
|
|
August 20, 2023 |
4.75%
|
Customer Reviews for FitnessBank, a division of Affinity Bank (28)
JGothelf
October 11, 2022 |
Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does
Is this review helpful? Yes:3 / No: 1
WJenson
May 8, 2022 |
If you have any device that is tracking your steps (phone, watch, fitbit) then I recommend this acct and this bank. Lots of fun and the competitions keep my husband and me motivated. Enjoying a rate which is constantly on the front page of this site.
Is this review helpful? Yes:1 / No: 1
JayTr01
January 7, 2022 |
lots of problems with the step tracker and the app over the last year, but the account remains rate competitive for those who can reliably track the steps through their device or watch.
Is this review helpful? Yes:0 / No: 1
TJ2
November 23, 2021 |
I've been a holder for a while, including through all the trouble with the app. Seeing higher rates now and growing a little tired of needing to worry about counting steps now. Leaving now.
Is this review helpful? Yes:1 / No: 0
JennTr5
August 24, 2021 |
The system has been down all month, but they are giving everyone the highest rate. Hope the fix it soon. I actually love the gamification part (competing with others for most steps)!
Is this review helpful? Yes:3 / No: 1
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