Virginia

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Richmond, Virginia 30-Year Fixed Mortgage Refinance Rates 2024

Compare Virginia 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Richmond, Virginia 30-Year Fixed Conforming Mortgage Refinance

November 25, 2024
Average: 7.40% APR
Lender APR Rate (%) Monthly
Payment?
Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
6.952% 30 Yr Fixed 6.875% Fees & Points $2,525 Total
0.477 Pts: $1,526
$999 Fees

$2,103

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
7.200% 30 Yr Fixed 7.125% Fees & Points $2,400 Total
0.750 Pts: $2,400
$0 Fees

$2,156

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
30 Yr Fixed

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Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
30 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
30 Yr Fixed

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CrossCountry Mortgage

CrossCountry Mortgage

NMLS ID: 3029
  • Top 3 Lender: Trusted and established.
  • 19K+ 5-star reviews: Proven customer satisfaction.
  • Wide mortgage selection: Tailored solutions.
  • Unmatched expertise: Your path to homeownership.
30 Yr Fixed

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
30 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
30 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,918.56


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Td Bank, National Association


Updated 10/10/2022

6.67%

6.50%
0.00 points
$4,266.00 fees

$2,022.62


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.52%

6.50%
0.00 points
$2,784.00 fees

$2,022.62


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Citibank, National Association


Updated 10/18/2024

6.59%

6.72%
0.63 points
$2,739.00 fees

$2,068.50


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Bank Of America, National Association


Updated 05/07/2023

7.05%

6.88%
0.84 points
$0.00 fees

$2,102.17


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Chartway Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.00%
0.38 points
$0.00 fees

$2,128.97


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.26%

7.13%
1.00 points
$2,784.00 fees

$2,156.98


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

7.43%

7.25%
0.75 points
$0.00 fees

$2,182.96


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Eastman Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.25%
1.00 points
$2,784.00 fees

$2,182.96


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Northwest Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.25 points
$3,854.00 fees

$2,210.16


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Wells Fargo Bank, National Association


Updated 09/27/2024

5.20%

7.44%
0.00 points
$0.00 fees

$2,225.23


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Truist Bank


Updated 05/17/2024

7.10%

7.77%
0.00 points
$3,874.00 fees

$2,296.50


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Hometrust Bank


Updated 06/15/2022

8.04%

7.88%
1.00 points
$2,000.00 fees

$2,321.33


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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