North Carolina 30-Year fixed Jumbo Mortgage Rates 2025

Compare North Carolina 30-Year fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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North Carolina 30-Year fixed Jumbo Mortgage

March 25, 2025
Average: 7.00% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Northpointe Bank NMLS ID: 447490	6.206% 30 Yr Fixed	6.125% Fees & Points $5,169 Total 0.629 Pts: $3,774 $1,395 Fees	$3,646	Learn More See Table View
Camden Loans NMLS ID: 2289249	6.207% 30 Yr Fixed	6.125% Fees & Points $5,250 Total 0.875 Pts: $5,250 $0 Fees	$3,646	Learn More See Table View
Refi.com NMLS ID: 1907 License#: North Carolina	6.429% 30 Yr Fixed	6.375% Fees & Points $3,378 Total 0.563 Pts: $3,378 $0 Fees	$3,744	Learn More See Table View
Pure Rate Mortgage NMLS ID: 2578474	6.444% 30 Yr Fixed	6.375% Fees & Points $4,350 Total 0.550 Pts: $3,300 $1,050 Fees	$3,744	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	6.455% 30 Yr Fixed	6.375% Fees & Points $5,252 Total 0.707 Pts: $4,242 $1,010 Fees	$3,744	Learn More See Table View
Home Simply NMLS ID: 2473786 License#: L-223685	6.460% 30 Yr Fixed	6.375% Fees & Points $5,319 Total 0.704 Pts: $4,224 $1,095 Fees	$3,744	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.471% 30 Yr Fixed	6.375% Fees & Points $6,046 Total 0.891 Pts: $5,346 $700 Fees	$3,744	Learn More See Table View
Truss Financial Group NMLS ID: 2006915 License#: B-22100	6.477% 30 Yr Fixed	6.375% Fees & Points $6,445 Total 0.750 Pts: $4,500 $1,945 Fees	$3,744	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.553% 30 Yr Fixed	6.375% Fees & Points $11,250 Total 0.875 Pts: $5,250 $6,000 Fees	$3,744	Learn More See Table View
Sebonic NMLS ID: 66247	6.595% 30 Yr Fixed	6.500% Fees & Points $5,958 Total 0.993 Pts: $5,958 $0 Fees	$3,793	Learn More See Table View
Agave Home Loans NMLS ID: 1951574 License#: L-221352	6.967% 30 Yr Fixed	6.875% Fees & Points $5,766 Total 0.928 Pts: $5,568 $198 Fees	$3,942	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.187% 30 Yr Fixed	7.125% Fees & Points $3,750 Total 0.625 Pts: $3,750 $0 Fees	$4,043	Learn More See Table View
Neighbors Bank NMLS ID: 491986	0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs 96% of borrowers would recommend to friends and family 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
First Bank Updated 10/19/2022	4.91%	4.75% 1.00 points $0.00 fees	$3,129.88	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	6.23%	5.86% 0.00 points $0.00 fees	$3,544.24	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$3,597.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 03/21/2025	6.69%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 06/15/2022	6.32%	6.25% 0.00 points $3,210.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
State Employees' Credit Union Updated 10/13/2023 Restrictions	7.60%	6.35% 0.00 points $0.00 fees	$3,731.45	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.64%	6.50% 0.00 points $5,966.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.94%	6.63% 2.00 points $4,000.00 fees	$3,841.87	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$3,878.44	Learn MoreShow Less See Table View
Truist Bank Updated 09/27/2024	6.85%	6.76% 0.00 points $4,851.00 fees	$3,896.77	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.93 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	7.01%	7.00% 0.00 points $2,784.00 fees	$3,991.81	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	7.14%	7.13% 0.00 points $0.00 fees	$4,042.31	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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North Carolina 30-Year fixed Jumbo Mortgage Rates 2025

North Carolina 30-Year fixed Jumbo Mortgage

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