Ohio

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30-Year Fixed Mortgage Refinance Rates 2025

Compare Ohio 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Ohio 30-Year Fixed Conforming Mortgage Refinance

January 17, 2025
Average: 7.44% APR
Lender APR Rate (%) Monthly
Payment?
Sebonic

Sebonic

NMLS ID: 66247
6.700% 30 Yr Fixed 6.625% Fees & Points $2,490 Total
0.778 Pts: $2,490
$0 Fees

$2,049

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District Lending

District Lending

NMLS ID: 1835285
6.734% 30 Yr Fixed 6.625% Fees & Points $3,600 Total
0.625 Pts: $2,000
$1,600 Fees

$2,049

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Pure Rate Mortgage

Pure Rate Mortgage

NMLS ID: 2578474
6.746% 30 Yr Fixed 6.625% Fees & Points $4,010 Total
0.925 Pts: $2,960
$1,050 Fees

$2,049

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Loan Pronto

Loan Pronto

NMLS ID: 1661781
6.754% 30 Yr Fixed 6.625% Fees & Points $4,468 Total
0.875 Pts: $2,800
$1,668 Fees

$2,049

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Green Lending, LLC

Green Lending, LLC

NMLS ID: 2598612
License#: Yes
6.867% 30 Yr Fixed 6.750% Fees & Points $4,063 Total
0.954 Pts: $3,053
$1,010 Fees

$2,076

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
6.956% 30 Yr Fixed 6.875% Fees & Points $2,646 Total
0.827 Pts: $2,646
$0 Fees

$2,103

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.958% 30 Yr Fixed 6.875% Fees & Points $2,697 Total
0.624 Pts: $1,997
$700 Fees

$2,103

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Advantage Lending

Advantage Lending

NMLS ID: 2592312
License#: RM.805266.000
7.006% 30 Yr Fixed 6.875% Fees & Points $4,460 Total
0.962 Pts: $3,078
$1,382 Fees

$2,103

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Allied Mortgage Group, Inc.

Allied Mortgage Group, Inc.

NMLS ID: 1067
7.060% 30 Yr Fixed 6.990% Fees & Points $2,269 Total
0.709 Pts: $2,269
$0 Fees

$2,127

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
7.325% 30 Yr Fixed 7.250% Fees & Points $2,400 Total
0.750 Pts: $2,400
$0 Fees

$2,183

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • 0% down payment USDA Loan options
  • Prequalify with 620+ credit score
  • No PMI, save on monthly costs
  • 96% of borrowers would recommend to friends and family
30 Yr Fixed

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CrossCountry Mortgage

CrossCountry Mortgage

NMLS ID: 3029
  • Top 3 Lender: Trusted and established.
  • 19K+ 5-star reviews: Proven customer satisfaction.
  • Wide mortgage selection: Tailored solutions.
  • Unmatched expertise: Your path to homeownership.
30 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
30 Yr Fixed

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US Bank

US Bank

NMLS ID: 402761
  • A trusted leader in home lending
  • Compare rates across a variety of loan options
  • Low or no down-payment options
  • Easy online application process
30 Yr Fixed

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
30 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2025 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
30 Yr Fixed

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Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
30 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Pnc Bank, National Association


Updated 10/04/2022

6.20%

6.00%
0.00 points
$3,210.00 fees

$1,918.56


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U.s. Bank National Association


Updated 05/07/2023

6.27%

6.13%
0.63 points
$0.00 fees

$1,944.35


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Citizens


Updated 05/08/2023

6.82%

6.75%
0.25 points
$0.00 fees

$2,075.51


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Union Savings Bank


Updated 04/07/2023

6.29%

6.79%
0.00 points
$0.00 fees

$2,084.03


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.96%

6.88%
0.00 points
$0.00 fees

$2,102.17


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Wright-patt Credit Union, Inc. Credit Union


Updated 06/15/2022
Restrictions

7.66%

7.38%
0.00 points
$0.00 fees

$2,211.25


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Wells Fargo Bank, National Association


Updated 09/27/2024

5.20%

7.44%
0.00 points
$0.00 fees

$2,225.23


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Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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