Massachusetts

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Massachusetts 20-Year Fixed Mortgage Refinance Rates 2024

Compare Massachusetts 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Massachusetts 20-Year Fixed Conforming Mortgage Refinance

December 12, 2024
Average: 6.96% APR
Lender APR Rate (%) Monthly
Payment?
Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
20 Yr Fixed

Learn More
Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
20 Yr Fixed

Learn More
Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Institution For Savings In Newburyport And Its Vicinity


Updated 09/20/2024

6.04%

5.57%
0.00 points
$1,635.00 fees

$2,213.91


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Unibank For Savings


Updated 12/14/2022

5.68%

5.63%
0.00 points
$0.00 fees

$2,223.89


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U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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South Shore Bank


Updated 12/27/2022

6.03%

5.88%
0.00 points
$0.00 fees

$2,269.56


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The Lowell Five Cent Savings Bank


Updated 12/06/2024

6.32%

5.92%
0.00 points
$0.00 fees

$2,277.84


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Digital Credit Union


Updated 06/21/2024
Restrictions

5.98%

6.06%
0.00 points
$0.00 fees

$2,303.67


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Centreville Bank


Updated 10/13/2023

7.49%

6.10%
0.00 points
$0.00 fees

$2,311.45


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Rockland Credit Union


Updated 02/23/2024
Restrictions

6.44%

6.34%
0.00 points
$0.00 fees

$2,355.04


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Needham Bank


Updated 12/06/2024

6.76%

6.38%
0.00 points
$0.00 fees

$2,362.53


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The Village Bank


Updated 12/06/2024

7.05%

6.42%
0.00 points
$0.00 fees

$2,370.22


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Westfield Bank


Updated 05/17/2024

6.82%

6.42%
0.00 points
$0.00 fees

$2,371.16


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Peoplesbank


Updated 12/06/2024

6.54%

6.45%
0.00 points
$1,705.00 fees

$2,376.61


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Athol Savings Bank


Updated 02/22/2024

6.65%

6.50%
0.00 points
$0.00 fees

$2,385.83


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Central One Credit Union


Updated 08/18/2023
Restrictions

6.91%

6.53%
0.00 points
$0.00 fees

$2,391.30


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Middlesex Savings Bank


Updated 11/08/2024

6.97%

6.57%
0.00 points
$2,600.00 fees

$2,399.42


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Foxboro Federal Savings


Updated 06/15/2022

6.94%

6.88%
0.00 points
$5,880.00 fees

$2,457.00


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The Bank Of Bennington


Updated 06/15/2022

6.93%

6.88%
0.00 points
$0.00 fees

$2,457.96


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Country Bank For Savings


Updated 12/06/2024

6.54%

6.89%
0.00 points
$0.00 fees

$2,460.64


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Nbt Bank, National Association


Updated 06/15/2022

7.09%

7.00%
0.00 points
$0.00 fees

$2,480.96


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Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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