Oregon

Image Courtesy: pixabay.com

Oregon 15-Year Fixed Mortgage Refinance Rates 2024

Compare Oregon 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Oregon 15-Year Fixed Conforming Mortgage Refinance

December 2, 2024
Average: 6.37% APR
Lender APR Rate (%) Monthly
Payment?
District Lending

District Lending

NMLS ID: 1835285
5.212% 15 Yr Fixed 5.000% Fees & Points $4,483 Total
0.901 Pts: $2,883
$1,600 Fees

$2,531

Learn More

See Table
View   
Locus Mortgage

Locus Mortgage

NMLS ID: 1111861
5.540% 15 Yr Fixed 5.375% Fees & Points $3,582 Total
0.750 Pts: $2,400
$1,182 Fees

$2,594

Learn More

See Table
View   
AimLoan.com

AimLoan.com

NMLS ID: 2890
License#: ML-3215
5.655% 15 Yr Fixed 5.500% Fees & Points $3,241 Total
0.702 Pts: $2,246
$995 Fees

$2,615

Learn More

See Table
View   
PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
5.680% 15 Yr Fixed 5.375% Fees & Points $6,400 Total
1.000 Pts: $3,200
$3,200 Fees

$2,594

Learn More

See Table
View   
Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
5.789% 15 Yr Fixed 5.625% Fees & Points $3,414 Total
0.848 Pts: $2,714
$700 Fees

$2,636

Learn More

See Table
View   
Sammamish Mortgage Company

Sammamish Mortgage Company

NMLS ID: 118653
License#: MI-5046
5.868% 15 Yr Fixed 5.750% Fees & Points $2,438 Total
0.762 Pts: $2,438
$0 Fees

$2,658

Learn More

See Table
View   
Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.146% 15 Yr Fixed 5.990% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,699

Learn More

See Table
View   
PADDIO

PADDIO

NMLS ID: 1907
6.523% 15 Yr Fixed 6.375% Fees & Points $3,002 Total
0.938 Pts: $3,002
$0 Fees

$2,766

Learn More

See Table
View   
Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
15 Yr Fixed

Learn More
Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
15 Yr Fixed

Learn More

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


See Table
View   

Mufg Union Bank, National Association


Updated 10/11/2022

6.64%

5.88%
0.00 points
$3,261.00 fees

$2,678.78


See Table
View   

Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


See Table
View   

Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


See Table
View   

Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


See Table
View   

Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


See Table
View   

D. L. Evans Bank


Updated 11/29/2022

6.29%

6.29%
0.25 points
$0.00 fees

$2,750.56


See Table
View   

Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


See Table
View   

Umpqua Bank


Updated 11/29/2024

5.90%

6.45%
1.00 points
$0.00 fees

$2,779.28


See Table
View   

Citibank, National Association


Updated 10/18/2024

6.06%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


See Table
View   

United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


See Table
View   

Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


See Table
View   

First Federal Savings And Loan Association Of Mcminnville


Updated 06/15/2022

6.72%

6.63%
1.00 points
$0.00 fees

$2,809.58


See Table
View   

Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


See Table
View   

First Technology Credit Union


Updated 02/06/2023
Restrictions

6.87%

6.63%
0.00 points
$0.00 fees

$2,809.58


See Table
View   

Onpoint Community Credit Union


Updated 06/15/2022
Restrictions

6.77%

6.63%
0.13 points
$2,784.00 fees

$2,810.46


See Table
View   

Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


See Table
View   

Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.91%

6.75%
0.00 points
$0.00 fees

$2,831.71


See Table
View   

State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

6.83%

6.75%
0.00 points
$2,784.00 fees

$2,831.71


See Table
View   

Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

6.80%

6.75%
0.00 points
$3,394.00 fees

$2,831.71


See Table
View   

Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Products by State