New York, New York 15-Year Fixed Mortgage Refinance Rates 2024

Compare New York 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

New York, New York 15-Year Fixed Conforming Mortgage Refinance

November 30, 2024
Average: 6.38% APR

Lender	APR	Rate (%)	Monthly Payment?
PenFed Credit Union NMLS ID: 401822	5.680% 15 Yr Fixed	5.375% Fees & Points $6,400 Total 1.000 Pts: $3,200 $3,200 Fees	$2,594	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	6.030% 15 Yr Fixed	5.875% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,679	Learn More See Table View
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Chemung Canal Trust Company Updated 12/13/2022	5.78%	5.38% 0.00 points $0.00 fees	$2,593.49	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	5.66%	5.38% 0.00 points $3,210.00 fees	$2,593.49	Learn MoreShow Less See Table View
Esl Credit Union Updated 02/10/2023 Restrictions	5.51%	5.51% 0.25 points $0.00 fees	$2,616.71	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.52%	5.99% 2.13 points $4,250.00 fees	$2,698.61	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.29%	6.00% 0.78 points $0.00 fees	$2,700.34	Learn MoreShow Less See Table View
Elmira Savings Bank Updated 06/15/2022	6.42%	6.00% 0.00 points $3,210.00 fees	$2,700.34	Learn MoreShow Less See Table View
Citizens Updated 05/08/2023	6.11%	6.00% 0.25 points $0.00 fees	$2,700.34	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.00%	6.00% 0.00 points $2,784.00 fees	$2,700.34	Learn MoreShow Less See Table View
Tompkins Community Bank Updated 02/23/2024	6.44%	6.03% 0.00 points $0.00 fees	$2,705.01	Learn MoreShow Less See Table View
Orange Bank & Trust Company Updated 11/22/2024	6.52%	6.14% 0.00 points $0.00 fees	$2,724.78	Learn MoreShow Less See Table View
The Bank Of Greene County Updated 11/29/2024	6.88%	6.19% 0.00 points $0.00 fees	$2,733.82	Learn MoreShow Less See Table View
Ridgewood Savings Bank Updated 02/23/2024	6.78%	6.23% 0.00 points $0.00 fees	$2,740.27	Learn MoreShow Less See Table View
Trustco Bank Updated 10/06/2022	6.35%	6.25% 0.00 points $0.00 fees	$2,743.75	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.42%	6.25% 0.00 points $0.00 fees	$2,743.75	Learn MoreShow Less See Table View
Maspeth Federal Savings And Loan Association Updated 02/03/2023	6.26%	6.26% 0.00 points $0.00 fees	$2,746.20	Learn MoreShow Less See Table View
Bank Of The West Updated 06/02/2023	6.16%	6.34% 0.63 points $3,261.00 fees	$2,759.65	Learn MoreShow Less See Table View
Wayne Bank Updated 09/13/2024	5.46%	6.34% 1.00 points $0.00 fees	$2,759.82	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.65%	6.38% 0.00 points $4,266.00 fees	$2,765.60	Learn MoreShow Less See Table View
The Berkshire Bank Updated 06/15/2022	6.47%	6.38% 0.00 points $0.00 fees	$2,765.60	Learn MoreShow Less See Table View
Teachers Credit Union Updated 06/15/2022 Restrictions	6.47%	6.38% 0.00 points $0.00 fees	$2,766.48	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.