Iowa

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Iowa 15-Year Fixed Mortgage Refinance Rates 2024

Compare Iowa 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Iowa 15-Year Fixed Conforming Mortgage Refinance

December 26, 2024
Average: 6.60% APR
Lender APR Rate (%) Monthly
Payment?
West Capital Lending

West Capital Lending

NMLS ID: 1566096
5.703% 15 Yr Fixed 5.500% Fees & Points $4,243 Total
0.779 Pts: $2,493
$1,750 Fees

$2,615

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AimLoan.com

AimLoan.com

NMLS ID: 2890
License#: MBK-2004-0197
5.913% 15 Yr Fixed 5.750% Fees & Points $3,382 Total
0.746 Pts: $2,387
$995 Fees

$2,658

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.039% 15 Yr Fixed 5.750% Fees & Points $6,000 Total
0.875 Pts: $2,800
$3,200 Fees

$2,658

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.060% 15 Yr Fixed 5.875% Fees & Points $3,820 Total
0.975 Pts: $3,120
$700 Fees

$2,679

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.513% 15 Yr Fixed 6.375% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,766

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
15 Yr Fixed

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
15 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
15 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Cedar Rapids Bank And Trust Company


Updated 08/18/2023

6.28%

5.74%
0.50 points
$0.00 fees

$2,654.91


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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American Bank, National Association


Updated 06/15/2022

6.11%

6.00%
0.00 points
$1,995.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Hills Bank And Trust Company


Updated 11/03/2023

0.00%

6.04%
0.00 points
$0.00 fees

$2,706.57


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Luana Savings Bank


Updated 03/17/2023

5.55%

6.05%
0.00 points
$0.00 fees

$2,708.99


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Community State Bank


Updated 06/15/2022

6.38%

6.13%
0.00 points
$0.00 fees

$2,722.00


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Fidelity Bank & Trust


Updated 08/16/2024

6.18%

6.18%
0.00 points
$0.00 fees

$2,731.73


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Primebank


Updated 06/15/2022

6.46%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Bankiowa


Updated 06/15/2022

6.28%

6.25%
0.00 points
$1,240.00 fees

$2,743.75


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Quad City Bank And Trust Company


Updated 12/20/2024

6.32%

6.30%
0.00 points
$0.00 fees

$2,752.31


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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First Security Bank And Trust Company


Updated 06/15/2022

6.53%

6.38%
0.00 points
$3,179.00 fees

$2,765.60


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The Citizens First National Bank Of Storm Lake


Updated 06/15/2022

6.59%

6.38%
0.00 points
$0.00 fees

$2,765.60


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Farmers State Bank


Updated 06/15/2022

6.43%

6.38%
0.00 points
$1,326.00 fees

$2,765.60


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American Trust & Savings Bank


Updated 06/15/2022

6.40%

6.38%
0.00 points
$0.00 fees

$2,765.60


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Citibank, National Association


Updated 10/18/2024

6.06%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


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Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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