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15-Year Fixed Conforming Mortgage Refinance

Georgia 15-Year Fixed Mortgage Refinance Rates 2025

Compare Georgia 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Georgia 15-Year Fixed Conforming Mortgage Refinance

February 5, 2025
Average: 6.49% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Cities Home Mortgage Corp NMLS ID: 170509 License#: 14761	5.452% 15 Yr Fixed	5.250% Fees & Points $4,284 Total 0.750 Pts: $2,400 $1,884 Fees	$2,573	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612 License#: Yes	5.493% 15 Yr Fixed	5.375% Fees & Points $2,687 Total 0.524 Pts: $1,677 $1,010 Fees	$2,594	Learn More See Table View
Buckhead Home Loans NMLS ID: 132482	5.564% 15 Yr Fixed	5.375% Fees & Points $4,050 Total 0.933 Pts: $2,986 $1,064 Fees	$2,594	Learn More See Table View
District Lending NMLS ID: 1835285	5.566% 15 Yr Fixed	5.375% Fees & Points $3,987 Total 0.746 Pts: $2,387 $1,600 Fees	$2,594	Learn More See Table View
RockBottom Mortgage LLC NMLS ID: 1141327 License#: 57825	5.623% 15 Yr Fixed	5.500% Fees & Points $2,563 Total 0.801 Pts: $2,563 $0 Fees	$2,615	Learn More See Table View
Pure Rate Mortgage NMLS ID: 2578474	5.643% 15 Yr Fixed	5.500% Fees & Points $2,973 Total 0.601 Pts: $1,923 $1,050 Fees	$2,615	Learn More See Table View
Loan Pronto NMLS ID: 1661781	5.687% 15 Yr Fixed	5.500% Fees & Points $4,068 Total 0.750 Pts: $2,400 $1,668 Fees	$2,615	Learn More See Table View
Valley West Mortgage NMLS ID: 65506	5.706% 15 Yr Fixed	5.500% Fees & Points $4,375 Total 1.000 Pts: $3,200 $1,175 Fees	$2,615	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.755% 15 Yr Fixed	5.625% Fees & Points $2,706 Total 0.627 Pts: $2,006 $700 Fees	$2,636	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	5.755% 15 Yr Fixed	5.625% Fees & Points $2,704 Total 0.845 Pts: $2,704 $0 Fees	$2,636	Learn More See Table View
AimLoan.com NMLS ID: 2890 License#: 19930	5.755% 15 Yr Fixed	5.625% Fees & Points $2,707 Total 0.535 Pts: $1,712 $995 Fees	$2,636	Learn More See Table View
FBC Mortgage NMLS ID: 152859	5.757% 15 Yr Fixed	5.625% Fees & Points $2,733 Total 0.854 Pts: $2,733 $0 Fees	$2,636	Learn More See Table View
Sebonic NMLS ID: 66247	5.759% 15 Yr Fixed	5.625% Fees & Points $2,784 Total 0.870 Pts: $2,784 $0 Fees	$2,636	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.806% 15 Yr Fixed	5.500% Fees & Points $6,400 Total 1.000 Pts: $3,200 $3,200 Fees	$2,615	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	5.871% 15 Yr Fixed	5.750% Fees & Points $2,509 Total 0.784 Pts: $2,509 $0 Fees	$2,658	Learn More See Table View
Agave Home Loans NMLS ID: 1951574 License#: 71608	6.021% 15 Yr Fixed	5.875% Fees & Points $3,177 Total 0.931 Pts: $2,979 $198 Fees	$2,679	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344 License#: 53269	6.276% 15 Yr Fixed	6.125% Fees & Points $3,098 Total 0.968 Pts: $3,098 $0 Fees	$2,722	Learn More See Table View
Refi.com NMLS ID: 1907 License#: Georgia	6.523% 15 Yr Fixed	6.375% Fees & Points $3,002 Total 0.938 Pts: $3,002 $0 Fees	$2,766	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	6.658% 15 Yr Fixed	6.500% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,788	Learn More See Table View
Top Flite Financial NMLS ID: 4181	We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Reverse Mortgage Specialists 15 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 15 Yr Fixed			Learn More
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 15 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs 96% of borrowers would recommend to friends and family 15 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	5.66%	5.38% 0.00 points $3,210.00 fees	$2,593.49	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	5.66%	5.38% 0.77 points $0.00 fees	$2,593.49	Learn MoreShow Less See Table View
State Employees' Credit Union Updated 10/13/2023 Restrictions	6.78%	5.53% 0.00 points $0.00 fees	$2,619.59	Learn MoreShow Less See Table View
Mufg Union Bank, National Association Updated 10/11/2022	6.64%	5.88% 0.00 points $3,261.00 fees	$2,678.78	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/08/2023	7.17%	5.94% 2.00 points $3,210.00 fees	$2,689.46	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.52%	5.99% 2.13 points $4,250.00 fees	$2,698.61	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.29%	6.00% 0.78 points $0.00 fees	$2,700.34	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.00%	6.00% 0.00 points $2,784.00 fees	$2,700.34	Learn MoreShow Less See Table View
Apco Employees Credit Union Updated 03/27/2024 Restrictions	6.12%	6.00% 0.00 points $2,013.00 fees	$2,700.34	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.42%	6.25% 0.00 points $0.00 fees	$2,743.75	Learn MoreShow Less See Table View
Delta Community Credit Union Updated 06/15/2022 Restrictions	6.74%	6.38% 0.00 points $0.00 fees	$2,765.60	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.06%	6.48% 1.00 points $2,739.00 fees	$2,783.67	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	6.55%	6.50% 0.00 points $2,784.00 fees	$2,787.54	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	6.67%	6.50% 0.38 points $2,784.00 fees	$2,787.54	Learn MoreShow Less See Table View
Georgia's Own Credit Union Updated 06/15/2022 Restrictions	6.68%	6.50% 0.00 points $2,784.00 fees	$2,787.54	Learn MoreShow Less See Table View
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions	6.84%	6.63% 0.50 points $0.00 fees	$2,809.58	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	6.87%	6.63% 0.00 points $0.00 fees	$2,809.58	Learn MoreShow Less See Table View
First National Bank Of Griffin Updated 06/15/2022	6.85%	6.63% 0.00 points $3,500.00 fees	$2,810.46	Learn MoreShow Less See Table View
Eastman Credit Union Updated 06/15/2022 Restrictions	6.91%	6.63% 1.00 points $2,784.00 fees	$2,810.46	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.91%	6.75% 0.00 points $0.00 fees	$2,831.71	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Georgia 15-Year Fixed Mortgage Refinance Rates 2025

Georgia 15-Year Fixed Conforming Mortgage Refinance

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