Florida

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Florida 15-Year Fixed Mortgage Refinance Rates 2024

Compare Florida 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Florida 15-Year Fixed Conforming Mortgage Refinance

November 12, 2024
Average: 6.48% APR
Lender APR Rate (%) Monthly
Payment?
PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
5.031% 15 Yr Fixed 4.750% Fees & Points $6,000 Total
0.875 Pts: $2,800
$3,200 Fees

$2,490

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SimpLend Mortgage,LLC

SimpLend Mortgage,LLC

NMLS ID: 2558881
License#: MBR6935
5.314% 15 Yr Fixed 5.000% Fees & Points $6,650 Total
0.828 Pts: $2,650
$4,000 Fees

$2,531

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Barrett Financial

Barrett Financial

NMLS ID: 181106
License#: 2618991
5.342% 15 Yr Fixed 5.125% Fees & Points $4,583 Total
0.965 Pts: $3,088
$1,495 Fees

$2,552

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Cities Home Mortgage Corp

Cities Home Mortgage Corp

NMLS ID: 170509
License#: MBR3574
5.490% 15 Yr Fixed 5.250% Fees & Points $5,084 Total
1.000 Pts: $3,200
$1,884 Fees

$2,573

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
5.896% 15 Yr Fixed 5.750% Fees & Points $3,015 Total
0.630 Pts: $2,016
$999 Fees

$2,658

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
6.165% 15 Yr Fixed 5.990% Fees & Points $3,599 Total
0.906 Pts: $2,899
$700 Fees

$2,699

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.262% 15 Yr Fixed 6.125% Fees & Points $2,800 Total
0.875 Pts: $2,800
$0 Fees

$2,722

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
15 Yr Fixed

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
15 Yr Fixed

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Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
15 Yr Fixed

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CrossCountry Mortgage

CrossCountry Mortgage

NMLS ID: 3029
  • Top 3 Lender: Trusted and established.
  • 19K+ 5-star reviews: Proven customer satisfaction.
  • Wide mortgage selection: Tailored solutions.
  • Unmatched expertise: Your path to homeownership.
15 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
15 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Pnc Bank, National Association


Updated 10/04/2022

5.66%

5.38%
0.00 points
$3,210.00 fees

$2,593.49


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U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Santander Bank, N.a.


Updated 12/20/2022

6.52%

5.99%
2.13 points
$4,250.00 fees

$2,698.61


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Apco Employees Credit Union


Updated 03/27/2024
Restrictions

6.12%

6.00%
0.00 points
$2,013.00 fees

$2,700.34


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Bmo Bank National Association


Updated 06/02/2023

6.52%

6.25%
0.00 points
$1,936.00 fees

$2,744.45


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Td Bank, National Association


Updated 10/10/2022

6.65%

6.38%
0.00 points
$4,266.00 fees

$2,765.60


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Oneunited Bank


Updated 06/15/2022

6.61%

6.38%
0.00 points
$4,876.00 fees

$2,765.60


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Emigrant Bank


Updated 11/08/2024

6.58%

6.46%
1.75 points
$0.00 fees

$2,780.51


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Citibank, National Association


Updated 10/18/2024

6.06%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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Grow Financial Credit Union


Updated 06/15/2022
Restrictions

6.99%

6.63%
0.00 points
$0.00 fees

$2,809.58


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Tower Credit Union


Updated 06/15/2022
Restrictions

6.69%

6.63%
0.00 points
$0.00 fees

$2,810.46


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Suncoast Schools Credit Union


Updated 06/15/2022
Restrictions

6.69%

6.63%
0.00 points
$0.00 fees

$2,810.46


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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