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LATEST ARTICLES ON Banks
- Fed Lowers Again; Fed Funds Target is Now 3.50% to 3.75%
- Federal Reserve Sees An Increase in Uncertainty Around Unemployment and Inflation, Ends May 2025 Meeting Holding Fed Funds Rate at 4.25%/4.50%
- Some Common Misperceptions About FDIC Insurance
- Bill Dudley, Former Head of the NY Fed, Makes A Compelling Case for Not Raising FDIC Insurance, Proposes Alternative
- Louisiana Senator John Neely Kennedy Is Spot-On About Silicon Valley Bank
- Jamie Dimon Is Correct – It Is Time to Ban the Short-Selling Of Banks
- Inaccurate Hypotheses Being Circulated About Failures of Silicon Valley Bank and Signature Bank
- Silicon Valley Bank Situation is Troubling; Here is What It Means for You and Me
LATEST ARTICLES ON Savings
- Fed Lowers Fed Funds Rate By 0.25% to A 3.75%/4.00% Target At October 2026 Meeting
- Federal Reserve Cuts Fed Funds Rate by 25 Basis Points to A 4.00% - 4.25% Target
- Fed Ends July 2025 Meetings Holding Rates at a 4.25/4.50 Fed Funds Target
- Federal Reserve Holds Target at 4.25% to 4.50% at Its March 2025 Meeting
- Federal Reserve Maintains Funds Rate at 4.25% to 4.50% at January 2025 Meeting
- Fed Cuts Funds Rate to A 4.25/4.50% Target and Guides to Slowing Cuts in 2025
- Federal Reserve Moves Fed Funds Rate Down by 25 Basis Points to a 4.50%-4.75% Range
- Federal Reserve Unveils 50 Basis Point Cut: Fed Funds Target Now at 4.75 to 5.00%
LATEST ARTICLES ON Cds
- 3 Simple Reasons to Never Ever Buy a Brokered Certificate of Deposit
- You Have Not Missed Your Chance to Lock in Long-Term Cash At Higher Rates
- Certificates of Deposit Are Now More Attractive than US Treasurys Across All Maturities for All Tax Brackets
- A Variable Rate or Indexed Rate CD is an Absurd Product for Depositors
- 1-Year CDs Offer Superior Returns to 1-Year US Treasuries for Everyone
- Buying Brokered CDs from Banks on the Brink Seems Like a Bad Strategy
- Warming Slightly to Certificates of Deposit
- Mid-2022 is Just Not the Time to Buy Certificates of Deposit
New Bank Offers
- Citizens Lowers Its Online Savings Rate from 3.35% to 3.15% - Dec 10, 2025
- Neighbors Bank Lowers Online Savings Rate to 4.30% - Dec 10, 2025
- Ally Lowers Online Savings and Online Money Market Rates to 3.30% APY - Nov 1, 2025
- Citizens Lowers Its Online Savings Rate to 3.35% APY - Nov 1, 2025
- Forbright Bank Lowers Online Savings Rate to 4.00% APY - Oct 8, 2025
- Citizens has Lowered Its Online Savings Rate to 3.50% APY - Jul 30, 2025
- Amex Lowers High Yield Savings Account tto 3.50% APY - Jul 23, 2025
- Ally Lowers Online Savings and Online Money Market Rates to 3.50% APY - Jun 18, 2025
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