TotalDirect, a division of City National Bank of Florida

Deposit Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD 4.50% 4.80% →
2-Year CD 4.00% 4.25% →
3-Year CD 3.56% 4.05% →
4-Year CD N.A. 3.90% →
5-Year CD 3.50% 4.00% →

Reviewed by 79Thru | March 21, 2023 |

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment.



Deposit Rates - November 2, 2024

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Money Market
Money Market
5.11% $2,500 250,000 Learn More
Online CD Rates
Online CD Rates APY MIN MAX
3 Month CD
4.91% $25,000 - Learn More
12-Month CD
4.50% $25,000 - Learn More
24-Month CD
4.00% $25,000 - Learn More
36-Month CD
3.56% $25,000 - Learn More
60-Month CD
3.50% $25,000 - Learn More

Bank Offers

Total Direct Bank Drop Money Market Rate to 5.11% APY
Oct 17, 2024

The drop is a 15 basis point drop from 5.26%.




Climate Policy and Initiatives

Parent Bank Initiatives:

No public climate action plan, but the bank does not appear to lend to the oil and gas industry either.

Updated April 3, 2024

TotalDirect, a division of City National Bank of Florida Climate Score: C

TotalDirect, a division of City National Bank of Florida Climate Score Info: No climate action plan, but the bank does not appear to lend to the oil and gas industry either.



Customer Reviews for TotalDirect, a division of City National Bank of Florida


  • March 21, 2023 |

    Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment.

  • August 31, 2022 |

    you can view but you wont get in. application can't go through, they can't help even you called, Bank just make show they exit.

  • August 25, 2020 |

    Online CDs 12 Month Rates

    Bank is owned by a Florida bank and yet I wasn't able to open an account because I live in Florida. Go figure!

  • December 1, 2019 |

    It says: "Please note: TotalDirectBank can conduct business anywhere in the US with the exception of California, Florida, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, Puerto Rico and US Virgin Islands." Nice of them to say twice that they won't do business with people from PR!

  • November 7, 2019 |

    More than a handful of annoying things but I finally go the account opened. It won't work for you if you live in Florida, California, Hawaii, Guam, etc.


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