Reviewed by 79Thru | March 21, 2023 |
Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market Money Market |
4.86% | $2,500 | 250,000 |
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|
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month CD
|
4.91% | $25,000 | - |
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|
| 12-Month CD
|
4.50% | $25,000 | - |
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|
| 24-Month CD
|
4.00% | $25,000 | - |
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|
| 36-Month CD
|
3.56% | $25,000 | - |
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|
| 60-Month CD
|
3.50% | $25,000 | - |
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|
The drop is a 15 basis point drop from 5.26%.
Total Direct recently lowered its online money market rate from 5.11% to 5.01% APY. The account requires a $25,000 minimum.
Parent Bank Initiatives:
No public climate action plan, but the bank does not appear to lend to the oil and gas industry either.
Updated April 3, 2024
TotalDirect, a division of City National Bank of Florida Climate Score: C
TotalDirect, a division of City National Bank of Florida Climate Score Info: No climate action plan, but the bank does not appear to lend to the oil and gas industry either.
Customer Reviews for TotalDirect, a division of City National Bank of Florida
79Thru
March 21, 2023 |
Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment.
Is this review helpful? Yes:2 / No: 0
james
August 31, 2022 |
you can view but you wont get in. application can't go through, they can't help even you called, Bank just make show they exit.
Is this review helpful? Yes:2 / No: 1
SandyB
August 25, 2020 |
Bank is owned by a Florida bank and yet I wasn't able to open an account because I live in Florida. Go figure!
Is this review helpful? Yes:5 / No: 0
jason petro
December 1, 2019 |
It says: "Please note: TotalDirectBank can conduct business anywhere in the US with the exception of California, Florida, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, Puerto Rico and US Virgin Islands." Nice of them to say twice that they won't do business with people from PR!
Is this review helpful? Yes:3 / No: 4
annoyed
November 7, 2019 |
More than a handful of annoying things but I finally go the account opened. It won't work for you if you live in Florida, California, Hawaii, Guam, etc.
Is this review helpful? Yes:5 / No: 0
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