Peak Bank, a division of Idaho First Bank

Deposit Rates APY Vs.Others
Savings 4.35% 4.75% →
1-Year CD 3.70% 4.59% →
2-Year CD 3.34% 4.25% →
3-Year CD 3.14% 4.30% →
4-Year CD N.A. 4.30% →
5-Year CD N.A. 4.30% →

Reviewed by Gary Smith | January 28, 2025 |

Online Savings Rates

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive.



Deposit Rates - February 21, 2025

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Envision Savings
4.35% $100 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
12-Month CD
3.70% $500 - Learn More
24-MONTH
3.34% $500 - Learn More
36-Month CD
3.14% $500 - Learn More

Bank Offers

Peak Bank Slashed Online Savings Rate to 4.35% APY
Feb 4, 2025

Peak Bank has dropped its online savings rate by 40 basis points from 4.75% to 4.35% APY today.




Climate Policy and Initiatives

Peak Bank, a division of Idaho First Bank is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.


Climate Score: B

Idaho First Bank was sold to BAWAG Group of Austria in 2023. BAWAG Group has an extensive climate policy (https://www.bawaggroup.com/resource/blob/40320/d7ced774bd475c3b029c15e7b355a5d0/lending-criteria-data-data.pdf) and has significantly restricted is lending to carbon producing industries. It however is not seen as a major lender to the renewable sector.



Customer Reviews for Peak Bank, a division of Idaho First Bank


  • January 28, 2025 |

    Online Savings Rates

    4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive.


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