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hard to get acct opened more than 5 day to get mini dep. made still waiting
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I have had accounts with many of the banks on this list. This one is the best. It is the only one which executes transfers inbound and outbound immediately. If you want to earn interest over the weekend, you can transfer in of Friday. And, if you need the money to be somewhere else, you can transfer out 1 hour before you need it. EBSB is also outstanding on this score, but Goldman is the only place where I feel comfortable going way over FDIC numbers.
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Never had I ever had more problems with an online bank as I had with GS Bank. Their ACH transfers or employee incompetence caused me nothing but headaches. I was forced to provide proof of ownership of an already verified external account when my first fund transfer to an external bank from GS Bank was reversed. Why? GS Bank wanted proof of ownership of the account I scheduled my transfer to. WTH, the external bank was already verified so why am I made to jump through hoops to get my funds transferred??? I see my other one star review was deleted...hmmmmm.
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I can honestly say that I really was not too excited about giving my money to these guys, but (1) the website is so easy to use and (2) the customer service is so much better than anything else here. I also have had good experiences with Ally, but this one is the best.
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I have an account here not for love of Goldman and what they did to the country a few years ago, but because I had an account at GE Capital and it was acquired (was also not a fan of GE Capital). Just need to say that everything about this account is great, especially customer service, attention to detail and speed of ACH transfers (large transfers are instantaneous for me, even though they say that they may take up to 3 days). I have banked with other on the list and not had problems, but this is the best. Don't let goldman's ownership scare you away!
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I thought this articles was funny. http://www.nytimes.com/2016/06/19/business/dealbook/after-147-years-goldman-sachs-hangs-a-shingle-on-main-street.html. I learned nothing, other than that Daniel Sigal lives in Northridge California and is a customer. Also, found it funny how some guy from Bankmobile starts bad-mouthing them. (WTF is Bankmobile?). Anyway, GS Bank is very solid and as good as any bank on this table. Haters will always look for a reason to hate.
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This is a very well run online bank with a very clean website. When I go to Ally I feel like I am in someone's dirty attic and when I go to Synchrony I feel like I am speaking to their confused relative. I value this bank because there is none of that here.
visitor | May 30, 2016
lolz! :)
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I was a little concerned about the transition, but Goldman Sachs took everything from the old GE Capital site and just put new skin on it. Now that the transition is complete, I feel more comfortable as a depositor that GS will remain very competitive as they get a foothold in this space.
jamu007@yahoo.com
Oct 23, 2017