Deposit Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
3-Year CD N.A. 4.05% →
4-Year CD N.A. 4.00% →
5-Year CD N.A. 4.00% →

Deposit Rates - November 21, 2024



Climate Policy and Initiatives

EBSB Direct is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.



Customer Reviews for EBSB Direct


  • January 4, 2020 |

    Be aware, when cd comes due, they mail a check to your home which takes 7-10 business days. That is a long time to have money not drawing any interest.

  • January 2, 2019

    Online Savings Rates

    Be a good idea if they state ONLY IN BOSTON AREA first before ppl sign up only to be rejected.

  • December 27, 2018

    The excess withdrawal fee is an important one to be aware of. It's not the only fee that EBSB Direct can charge, however.

    You’ll also pay additional fees for wire transfers and statement copies.

    EBSB Direct Savings Account Fees
    Type Fee
    Monthly Maintenance Fee $3
    Excess pre-authorized withdrawals, transfers or checks $15
    Statements with check copies &/or deposit slips only $5/Statement
    Incoming wire transfer (domestic) $15
    Outgoing wire transfer (domestic) $40
    Stop Payment Fee

  • December 17, 2018 |

    This bank should not be classified as an online bank by BestCash Cow. Come on!

  • December 16, 2018

    I entered all of my information after which they indicated they do not open accounts in my state. Incompetence.


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