Discover Bank Reviews (13)

Rated 3.44 stars out of 5 - based on 9 reviews with ratings

  • Jan 10, 2024 |

    Online Savings Rates

    AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to our CELL PHONES, including FUTURE CELL PHONES, IMEI records, etc to use. This is a gross invasion of privacy. I called them closed the account immediately, before it was funded. I told them do not ever slip a key privacy invasion into an amendment of the final page of about 40 or so pages of technical jargon for the account agreement, because when word travels, I suspect this otherwise outstanding, friendly bank realize a major drop in customers. DO NOT BANK HERE UNLESS THEY CHANGE THIS DRACONIAN POLICY GRANTING THEM RECORDS TO YOUR CELL PHONE. If this has happened on April 1st, I would have though someone might be playing a prank. It is like Orwell's 1984. Disguised in a bank agreement. Again, AVOID THIS BANK. If you elect to proceed with an account, read EVERY LAST LINE of EACH PAGE. *My personal recommendation: Read it from the LAST PAGE to the FIRST PAGE.

  • Aug 13, 2023 |

    Great online savings account and credit card. Great ach limits, good enough apy though not the highest, and good customer service.

  • Sep 14, 2020 |

    Online Savings Rates

    two thumbs up

  • May 3, 2020

    Online Savings Rates

    I opened a Discover account on April 6, 2020. Deposit accepted on 10th of April. Four days after deposit, $200 bonus was credited to my account. Only issue, the dividend rate dropped from 1.5% to 1.4%, but with what's going in the world, I guess it should have been expected. Anyway, so far so good.

  • Apr 13, 2020 |

    Online CDs 12 Month Rates

    i have had cds at Discover Bank for 6 or 7 years. I can almost always find a little better rate but in the end the reason I stay at Discover is the phone is answered within the first 3 or 4 rings EVERY time i have called for all those years and the individual who answers IS the IRA specialist who takes care of my need then and there. never have i been put on hold or transferred to someone else.

  • Sep 23, 2019 |

    I have had CDs with Discover Bank for 10 yrs. I have used mail, phone and email to work out new investments and cashing in of CDs with no difficulty. While you don't get the pleasure of face-to-face service that you get from a local credit union or small bank, I found investing with them easy and fast

  • Mar 21, 2018 |

    Online Savings Rates

    Application for savings account left in limbo for a week. Told that bank was not permitted to communicate either by email or phone to inform customer of need for additional document !!!
    Not logical or confidence inspiring.

  • Oct 22, 2017 |

    Just opened a savings account with Discover. Great customer service. Not the highest rates but very competitive. I have had no issues. They make opening an account simple. If you enter a transfer on Tuesday it will not be available until Monday of following week. This is not a problem for me. I don't put money in a savings that I need right away. That is what checking accounts are for. I highly recommend Discover.

  • Aug 23, 2017

    Online CDs 60 Month Rates

    I have been dealing with Discover for years, they are very slow to help when needed, good rate ( with AAA) fair service

  • Jun 28, 2017

    Online Savings Rates

    great job aaaaaaa+

  • May 23, 2017 |

    Online Savings Rates

    These guys are not into providing info to their customer.

  • Jan 21, 2017 |

    Online CDs 60 Month Rates

    No problems at all.

  • May 2, 2016

    Online Savings Rates

    I had an account. I closed it. Service seemed distant. Felt like I had walked into a McDonalds when I really needed Olive Garden.

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