BankDirect, a division of Texas Capital Bank

Deposit Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
3-Year CD N.A. 4.05% →
4-Year CD N.A. 3.90% →
5-Year CD N.A. 4.00% →

Deposit Rates - November 2, 2024



Climate Policy and Initiatives

Parent Bank Initiatives:

Texas Capital Bank is a significant funding source for the oil and gas industry and has no climate action plan.

Updated April 3, 2024

BankDirect, a division of Texas Capital Bank Climate Score: D

BankDirect, a division of Texas Capital Bank Climate Score Info: In spite of its location in Austin, the bank has not financed any renewable energy project, has no climate action plan and remains a significant funding source for the oil and gas industry.



Customer Reviews for BankDirect, a division of Texas Capital Bank


  • February 7, 2021

    I cannot comment on Bankdirect, but I can comment on the Bask Bank subsidiary. Opening this account to earn AAdvantage miles is the best move I've made in years! I am getting 100,000 frequent flier miles and that is more than enough to get my spouse and me to Hawaii and back versus maybe $600 a year before tax (I saw maybe because rates are still falling). If you want to open an account, I can help you. Contact me at eldridge.

  • October 17, 2020 |

    Is it possible to covert to this 0.75% account from Bask? I am not using airmiles during the pandemic.

  • August 23, 2020 |

    I opened an account and then I realized that it is the same parent that owns Bask Bank and that took me over FDIC limits so I closed this because I prefer the Bask account. I am writing this to warn others.


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