Bank of Montreal Harris

Deposit Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD 2.00% 4.80% →
2-Year CD 1.50% 4.25% →
3-Year CD N.A. 4.05% →
4-Year CD N.A. 4.00% →
5-Year CD N.A. 4.00% →

Deposit Rates - November 21, 2024

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Money Market
Relationship Plus Money Market
3.56% $250,000 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
9-Month CD
0.05% $1,000 - Learn More
1 Year Add-on CD
2.00% $1,000 - Learn More
2-Year CD
1.50% $1,000 - Learn More


Climate Policy and Initiatives

Parent Bank Initiatives:

BMO is aggressively courting renewable energy providers with its transition energy practice.

Updated April 3, 2024

Bank of Montreal Harris Climate Score: D

Bank of Montreal Harris Climate Score Info: BMO financing of fossil fuels continues to rise. It is one of the largest financier of the Canadian oil sands, investing billions of dollars into production of one of the earth's most climate-damaging fuel sources. While BMO boosts of its renewable energy lending, it is not believed to be a lender to any major US wind or solar projects.



Customer Reviews for Bank of Montreal Harris


  • July 28, 2020 |

    Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!!

  • July 17, 2020 |

    BMO Harris is not ready for prime time. This account is impossible to open online and impossible to reach a human. When I got a rep, she wanted didn't know that it was available in NY (and started explaining that it isn't available in Chicago). Take a pass.


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