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30-Year Fixed Jumbo Mortgage

North Carolina 30-Year Fixed Jumbo Mortgage Rates 2025

Compare North Carolina 30-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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North Carolina 30-Year Fixed Jumbo Mortgage

March 13, 2025
Average: 6.97% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Northpointe Bank NMLS ID: 447490	6.208% 30 Yr Fixed	6.125% Fees & Points $5,277 Total 0.647 Pts: $3,882 $1,395 Fees	$3,646	Learn More See Table View
FBC Mortgage NMLS ID: 152859	6.217% 30 Yr Fixed	6.125% Fees & Points $5,892 Total 0.982 Pts: $5,892 $0 Fees	$3,646	Learn More See Table View
DECO Mortgage NMLS ID: 2561451	6.244% 30 Yr Fixed	6.124% Fees & Points $7,761 Total 0.981 Pts: $5,886 $1,875 Fees	$3,646	Learn More See Table View
Bison State Bank NMLS ID: 757416	6.321% 30 Yr Fixed	6.250% Fees & Points $4,488 Total 0.748 Pts: $4,488 $0 Fees	$3,695	Learn More See Table View
Strong Home Mortgage, LLC NMLS ID: 1675638	6.335% 30 Yr Fixed	6.250% Fees & Points $5,411 Total 0.706 Pts: $4,236 $1,175 Fees	$3,695	Learn More See Table View
Home Simply NMLS ID: 2473786 License#: L-223685	6.346% 30 Yr Fixed	6.250% Fees & Points $6,075 Total 0.830 Pts: $4,980 $1,095 Fees	$3,695	Learn More See Table View
AimLoan.com NMLS ID: 2890 License#: L-131613	6.359% 30 Yr Fixed	6.250% Fees & Points $6,905 Total 0.985 Pts: $5,910 $995 Fees	$3,695	Learn More See Table View
Truss Financial Group NMLS ID: 2006915 License#: B-22100	6.363% 30 Yr Fixed	6.250% Fees & Points $7,195 Total 0.875 Pts: $5,250 $1,945 Fees	$3,695	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.441% 30 Yr Fixed	6.375% Fees & Points $4,138 Total 0.573 Pts: $3,438 $700 Fees	$3,744	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.454% 30 Yr Fixed	6.375% Fees & Points $4,995 Total 0.500 Pts: $3,000 $1,995 Fees	$3,744	Learn More See Table View
Foundation Home Loans, LLC NMLS ID: 2559614	6.458% 30 Yr Fixed	6.375% Fees & Points $5,196 Total 0.866 Pts: $5,196 $0 Fees	$3,744	Learn More See Table View
Sebonic NMLS ID: 66247	6.569% 30 Yr Fixed	6.500% Fees & Points $4,338 Total 0.723 Pts: $4,338 $0 Fees	$3,793	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.338% 30 Yr Fixed	7.250% Fees & Points $5,250 Total 0.875 Pts: $5,250 $0 Fees	$4,094	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
New American Funding, LLC NMLS ID: 6606	Down Payment and First-Time Homebuyer Programs Offering Conventional, VA, & FHA Loans. Online Mortgage Application and Live Agents Available Over 320k Positive Reviews, A Rating With BBB 30 Yr Fixed			Learn More
PenFed Credit Union NMLS ID: 401822	PenFed membership is open to everyone, including you. Fixed Rate is locked-in for the life of the loan PenFed Makes Home Ownership Affordable. Federally Insured by NCUA Military Service is NOT required for membership. Equal Housing Lender 30 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs 96% of borrowers would recommend to friends and family 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
First Bank Updated 10/19/2022	4.91%	4.75% 1.00 points $0.00 fees	$3,129.88	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$3,597.30	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	6.11%	6.12% 0.00 points $0.00 fees	$3,644.89	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 03/07/2025	6.69%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.40%	6.25% 0.83 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 06/15/2022	6.32%	6.25% 0.00 points $3,210.00 fees	$3,694.30	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.82%	6.33% 0.00 points $0.00 fees	$3,725.19	Learn MoreShow Less See Table View
State Employees' Credit Union Updated 10/13/2023 Restrictions	7.60%	6.35% 0.00 points $0.00 fees	$3,731.45	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.64%	6.50% 0.00 points $5,966.00 fees	$3,792.41	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.34%	6.58% 0.88 points $2,739.00 fees	$3,823.24	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.72%	6.63% 0.00 points $0.00 fees	$3,841.87	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.86%	6.63% 0.86 points $0.00 fees	$3,841.87	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	7.04%	6.75% 2.00 points $6,000.00 fees	$3,891.59	Learn MoreShow Less See Table View
Truist Bank Updated 09/27/2024	6.85%	6.76% 0.00 points $4,851.00 fees	$3,896.77	Learn MoreShow Less See Table View
Alliant Credit Union Updated 06/15/2022 Restrictions	6.99%	6.88% 0.00 points $2,784.00 fees	$3,943.58	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in North Carolina. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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North Carolina 30-Year Fixed Jumbo Mortgage Rates 2025

North Carolina 30-Year Fixed Jumbo Mortgage

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