Home
Mortgage Products
20-Year Fixed Jumbo Mortgage

Iowa 20-Year Fixed Jumbo Mortgage Rates 2025

Compare Iowa 20-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Loan Amount:

State or Zip:

Advanced

Advanced Mortgage Search

Transaction:

Loan amount value:

House Value

LTV value:

State:

Period:

Loan Type:

Points:

Property Type:

FICO:

Occupancy:

Do you have a property that you're interested in?

Are you currently working with a real estate agent?

Iowa 20-Year Fixed Jumbo Mortgage

February 21, 2025
Average: 6.82% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
New American Funding, LLC. NMLS ID: 6606	6.247% 20 Yr Fixed	6.125% Fees & Points $5,886 Total 0.981 Pts: $5,886 $0 Fees	$4,342	Learn More See Table View
Neighbors Bank NMLS ID: 491986	0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs 96% of borrowers would recommend to friends and family 20 Yr Fixed			Learn More
FHAloans.com NMLS ID: Not a Lender	2025 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation 20 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 20 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 02/21/2025	6.57%	6.13% 2.00 points $3,210.00 fees	$4,344.75	Learn MoreShow Less See Table View
Fidelity Bank & Trust Updated 08/16/2024	6.17%	6.17% 0.00 points $0.00 fees	$4,357.29	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.48%	6.25% 0.00 points $0.00 fees	$4,385.57	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
American Bank, National Association Updated 06/15/2022	6.59%	6.50% 0.00 points $2,000.00 fees	$4,473.44	Learn MoreShow Less See Table View
Northwest Bank Updated 02/02/2024	6.11%	6.74% 1.00 points $0.00 fees	$4,557.19	Learn MoreShow Less See Table View
First Security Bank And Trust Company Updated 06/15/2022	6.87%	6.75% 0.00 points $3,274.00 fees	$4,562.18	Learn MoreShow Less See Table View
Primebank Updated 06/15/2022	6.91%	6.75% 0.00 points $0.00 fees	$4,562.18	Learn MoreShow Less See Table View
The Citizens First National Bank Of Storm Lake Updated 06/15/2022	7.04%	6.88% 0.00 points $0.00 fees	$4,606.88	Learn MoreShow Less See Table View
First Bank Updated 06/15/2022	6.91%	6.88% 0.00 points $1,059.00 fees	$4,606.88	Learn MoreShow Less See Table View
American Trust & Savings Bank Updated 06/15/2022	6.89%	6.88% 0.00 points $0.00 fees	$4,606.88	Learn MoreShow Less See Table View
Central Bank Updated 06/15/2022	7.03%	6.88% 0.00 points $2,967.00 fees	$4,606.88	Learn MoreShow Less See Table View
Clear Lake Bank And Trust Company Updated 06/15/2022	6.91%	6.88% 0.00 points $0.00 fees	$4,606.88	Learn MoreShow Less See Table View
Premier Bank Updated 06/15/2022	6.95%	6.88% 0.00 points $0.00 fees	$4,606.88	Learn MoreShow Less See Table View
American State Bank Updated 06/15/2022	7.04%	7.00% 0.00 points $1,511.00 fees	$4,651.79	Learn MoreShow Less See Table View
The Shelby County State Bank Updated 06/15/2022	7.04%	7.00% 0.00 points $1,291.00 fees	$4,651.79	Learn MoreShow Less See Table View
Kerndt Brothers Savings Bank Updated 06/15/2022	7.03%	7.00% 0.00 points $781.00 fees	$4,651.79	Learn MoreShow Less See Table View
Farmers State Bank Updated 06/15/2022	7.19%	7.00% 0.00 points $0.00 fees	$4,651.79	Learn MoreShow Less See Table View
Decorah Bank & Trust Company Updated 06/15/2022	7.08%	7.00% 0.00 points $1,765.00 fees	$4,651.79	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Iowa. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Mortgage Resources

The Insider's Guide to Mortgages

Download

Iowa 20-Year Fixed Jumbo Mortgage Rates 2025

Iowa 20-Year Fixed Jumbo Mortgage

Products by State