Illinois

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Illinois 20-Year Fixed Mortgage Rates 2024

Compare Illinois 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Illinois 20-Year Fixed Conforming Mortgage

November 28, 2024
Average: 6.92% APR
Lender APR Rate (%) Monthly
Payment?
PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.736% 20 Yr Fixed 6.500% Fees & Points $6,000 Total
0.875 Pts: $2,800
$3,200 Fees

$2,386

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Bankfinancial, National Association


Updated 02/09/2023

5.25%

4.88%
0.00 points
$4,728.00 fees

$2,089.82


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U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$2,269.56


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First Farmers Bank & Trust Co.


Updated 01/30/2023

6.12%

6.12%
0.00 points
$1,502.00 fees

$2,315.16


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Charles Schwab Bank, Ssb


Updated 11/22/2024

6.69%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Southern Bank


Updated 11/23/2022

6.54%

6.54%
0.00 points
$0.00 fees

$2,392.81


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United Community Bank


Updated 11/22/2024

6.56%

6.56%
0.00 points
$0.00 fees

$2,397.53


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First Community Credit Union


Updated 10/04/2024
Restrictions

6.03%

6.67%
0.00 points
$2,102.00 fees

$2,417.21


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Midland States Bank


Updated 06/15/2022

6.96%

6.88%
0.00 points
$1,200.00 fees

$2,457.96


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First Mid Bank & Trust, National Association


Updated 06/15/2022

7.05%

7.00%
0.00 points
$1,923.00 fees

$2,480.96


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Great Lakes Credit Union


Updated 06/15/2022
Restrictions

7.20%

7.13%
0.00 points
$0.00 fees

$2,505.02


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Landmark Credit Union


Updated 06/15/2022
Restrictions

7.17%

7.13%
0.00 points
$0.00 fees

$2,505.02


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Boeing Employees Credit Union


Updated 06/15/2022
Restrictions

7.33%

7.25%
0.13 points
$5,038.00 fees

$2,529.20


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$2,577.90


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Old Second National Bank


Updated 06/15/2022

7.74%

7.63%
0.00 points
$2,304.00 fees

$2,603.39


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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