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Compare Illinois 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.
Lender | APR | Rate (%) | Monthly Payment? |
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PenFed Credit Union NMLS ID: 401822 |
6.736% 20 Yr Fixed |
6.500%
Fees & Points
$6,000 Total
0.875 Pts: $2,800 $3,200 Fees |
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FHAloans.com NMLS ID: Not a Lender |
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Neighbors Bank NMLS ID: 491986 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Bankfinancial, National Association Updated 02/09/2023 |
5.25% |
4.88%
0.00 points $4,728.00 fees |
$2,089.82 |
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U.s. Bank National Association Updated 05/07/2023 |
5.97% |
5.75%
0.57 points $0.00 fees |
$2,246.67 |
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Pnc Bank, National Association Updated 10/04/2022 |
6.11% |
5.88%
0.00 points $3,210.00 fees |
$2,269.56 |
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First Farmers Bank & Trust Co. Updated 01/30/2023 |
6.12% |
6.12%
0.00 points $1,502.00 fees |
$2,315.16 |
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Updated 11/22/2024 |
6.69% |
6.13%
2.00 points $3,210.00 fees |
$2,317.20 |
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Citibank, National Association Updated 06/15/2022 |
6.38% |
6.25%
0.13 points $2,739.00 fees |
$2,338.97 |
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Updated 11/23/2022 |
6.54% |
6.54%
0.00 points $0.00 fees |
$2,392.81 |
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Updated 11/22/2024 |
6.56% |
6.56%
0.00 points $0.00 fees |
$2,397.53 |
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Updated 10/04/2024 Restrictions |
6.03% |
6.67%
0.00 points $2,102.00 fees |
$2,417.21 |
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Updated 06/15/2022 |
6.96% |
6.88%
0.00 points $1,200.00 fees |
$2,457.96 |
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First Mid Bank & Trust, National Association Updated 06/15/2022 |
7.05% |
7.00%
0.00 points $1,923.00 fees |
$2,480.96 |
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Updated 06/15/2022 Restrictions |
7.20% |
7.13%
0.00 points $0.00 fees |
$2,505.02 |
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Updated 06/15/2022 Restrictions |
7.17% |
7.13%
0.00 points $0.00 fees |
$2,505.02 |
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Updated 06/15/2022 Restrictions |
7.16% |
7.13%
0.00 points $3,394.00 fees |
$2,505.02 |
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Updated 06/15/2022 Restrictions |
7.16% |
7.13%
0.00 points $2,784.00 fees |
$2,505.99 |
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State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions |
7.19% |
7.13%
0.00 points $2,784.00 fees |
$2,505.99 |
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Updated 06/15/2022 Restrictions |
7.33% |
7.25%
0.13 points $5,038.00 fees |
$2,529.20 |
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Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions |
7.41% |
7.38%
0.38 points $2,784.00 fees |
$2,554.47 |
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Citizens Equity First Credit Union Updated 06/15/2022 Restrictions |
7.52% |
7.50%
0.00 points $2,936.00 fees |
$2,577.90 |
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Updated 06/15/2022 |
7.74% |
7.63%
0.00 points $2,304.00 fees |
$2,603.39 |
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Data provided by BestCashCow |
1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.