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Compare North Carolina 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.
Lender | APR | Rate (%) | Monthly Payment? |
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![]() Pure Rate Mortgage NMLS ID: 2578474 |
5.319% 15 Yr Fixed |
5.125%
Fees & Points
$4,084 Total
0.948 Pts: $3,034 $1,050 Fees |
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![]() Loan Pronto NMLS ID: 1661781 |
5.412% 15 Yr Fixed |
5.250%
Fees & Points
$3,573 Total
0.750 Pts: $2,400 $1,173 Fees |
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![]() Allied Mortgage Group, Inc. NMLS ID: 1067 |
5.474% 15 Yr Fixed |
5.375%
Fees & Points
$2,061 Total
0.644 Pts: $2,061 $0 Fees |
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![]() Foundation Home Loans, LLC NMLS ID: 2559614 |
5.500% 15 Yr Fixed |
5.375%
Fees & Points
$2,618 Total
0.818 Pts: $2,618 $0 Fees |
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![]() Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
5.536% 15 Yr Fixed |
5.375%
Fees & Points
$3,359 Total
0.831 Pts: $2,659 $700 Fees |
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![]() Tomo Mortgage, LLC NMLS ID: 2059741 |
5.564% 15 Yr Fixed |
5.375%
Fees & Points
$3,955 Total
0.611 Pts: $1,955 $2,000 Fees |
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![]() Bison State Bank NMLS ID: 757416 |
5.638% 15 Yr Fixed |
5.490%
Fees & Points
$3,088 Total
0.965 Pts: $3,088 $0 Fees |
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![]() Rocket Mortgage NMLS ID: 3030 |
6.889% 15 Yr Fixed |
6.750%
Fees & Points
$2,800 Total
0.875 Pts: $2,800 $0 Fees |
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![]() Neighbors Bank NMLS ID: 491986 |
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![]() FHAloans.com NMLS ID: Not a Lender |
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![]() Veterans United Home Loans NMLS ID: 1907 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Updated 10/19/2022 |
4.39% |
4.13%
1.00 points $0.00 fees |
$2,387.10 |
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Pnc Bank, National Association Updated 10/04/2022 |
5.66% |
5.38%
0.00 points $3,210.00 fees |
$2,593.49 |
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U.s. Bank National Association Updated 05/07/2023 |
5.66% |
5.38%
0.77 points $0.00 fees |
$2,593.49 |
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Updated 10/13/2023 Restrictions |
6.78% |
5.53%
0.00 points $0.00 fees |
$2,619.59 |
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Bank Of America, National Association Updated 05/07/2023 |
6.25% |
5.88%
0.95 points $0.00 fees |
$2,678.78 |
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Updated 09/08/2023 |
7.17% |
5.94%
2.00 points $3,210.00 fees |
$2,689.46 |
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Updated 12/20/2022 |
6.45% |
5.99%
2.00 points $6,000.00 fees |
$2,698.61 |
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Updated 06/15/2022 Restrictions |
6.04% |
6.00%
0.00 points $2,784.00 fees |
$2,700.34 |
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Jpmorgan Chase Bank, National Association Updated 02/21/2024 |
6.30% |
6.13%
0.00 points $0.00 fees |
$2,722.00 |
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Updated 02/28/2023 Restrictions |
6.42% |
6.25%
0.00 points $0.00 fees |
$2,743.75 |
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Citibank, National Association Updated 10/18/2024 |
6.08% |
6.35%
0.88 points $2,739.00 fees |
$2,761.57 |
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Updated 10/10/2022 |
6.65% |
6.38%
0.00 points $4,266.00 fees |
$2,765.60 |
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Updated 06/15/2022 Restrictions |
6.55% |
6.50%
0.00 points $2,784.00 fees |
$2,787.54 |
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Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions |
6.67% |
6.50%
0.38 points $2,784.00 fees |
$2,787.54 |
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Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions |
6.84% |
6.63%
0.50 points $0.00 fees |
$2,809.58 |
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Updated 06/15/2022 Restrictions |
6.67% |
6.63%
0.00 points $2,196.00 fees |
$2,809.58 |
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Updated 06/15/2022 Restrictions |
6.91% |
6.63%
1.00 points $2,784.00 fees |
$2,810.46 |
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Updated 09/27/2024 |
7.02% |
6.75%
0.00 points $3,261.00 fees |
$2,831.71 |
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Updated 06/15/2022 |
7.12% |
6.75%
0.00 points $3,241.00 fees |
$2,831.71 |
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Updated 06/15/2022 |
6.90% |
6.75%
0.00 points $3,241.00 fees |
$2,831.71 |
See Table View |
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Data provided by BestCashCow |
1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.