Pennsylvania

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Pennsylvania 10-Year Fixed Mortgage Rates 2025

Pennsylvania 10-Year Fixed Conforming Mortgage

Lender APR Rate (%) Monthly
Payment?
District Lending

District Lending

NMLS ID: 1835285
5.302% 10 Yr Fixed 5.125% Fees & Points $2,608 Total
0.815 Pts: $2,608
$0 Fees

$3,414

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GenNext.Mortgage

GenNext.Mortgage

NMLS ID: 2326098
License#: 111093
5.421% 10 Yr Fixed 5.125% Fees & Points $4,561 Total
0.815 Pts: $2,608
$1,953 Fees

$3,414

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Northpointe Bank

Northpointe Bank

NMLS ID: 447490
5.648% 10 Yr Fixed 5.500% Fees & Points $2,163 Total
0.240 Pts: $768
$1,395 Fees

$3,473

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
  • PenFed membership is open to everyone, including you.
  • Fixed Rate is locked-in for the life of the loan
  • PenFed Makes Home Ownership Affordable. Federally Insured by NCUA
  • Military Service is NOT required for membership. Equal Housing Lender
10 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • 0% down payment USDA Loan options
  • Prequalify with 620+ credit score
  • No PMI, save on monthly costs
  • 96% of borrowers would recommend to friends and family
10 Yr Fixed

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New American Funding, LLC

New American Funding, LLC

NMLS ID: 6606
  • Down Payment and First-Time Homebuyer Programs
  • Offering Conventional, VA, & FHA Loans.
  • Online Mortgage Application and Live Agents Available
  • Over 320k Positive Reviews, A Rating With BBB
10 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Get home in 2025 with a 0% down VA Loan
  • Score your prequalification anytime with 24/7 online tools
  • Save more with competitive VA rates and no PMI
  • Backed by over 300,000 verified 5-star reviews
10 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

S&t Bank


Updated 01/23/2023

5.26%

5.26%
0.88 points
$0.00 fees

$0.00


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Embassy Bank For The Lehigh Valley


Updated 03/07/2025

5.66%

5.39%
0.00 points
$0.00 fees

$0.00


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Citibank, National Association


Updated 06/15/2022

6.14%

5.88%
0.25 points
$3,640.00 fees

$0.00


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Wayne Bank


Updated 09/13/2024

5.30%

6.43%
1.00 points
$0.00 fees

$0.00


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The Fidelity Deposit And Discount Bank


Updated 02/14/2025

6.61%

6.49%
0.00 points
$0.00 fees

$0.00


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Pennsylvania State Employees Credit Union


Updated 06/15/2022
Restrictions

6.81%

6.50%
0.00 points
$0.00 fees

$0.00


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Somerset Trust Company


Updated 03/07/2025

6.11%

6.61%
0.00 points
$0.00 fees

$0.00


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Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $ and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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