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10-Year Fixed Conforming Mortgage

California 10-Year Fixed Mortgage Rates 2025

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California 10-Year Fixed Conforming Mortgage

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
District Lending NMLS ID: 1835285	5.302% 10 Yr Fixed	5.125% Fees & Points $2,608 Total 0.815 Pts: $2,608 $0 Fees	$3,414	Learn More See Table View
Nation Home Loans NMLS ID: 1513908	5.310% 10 Yr Fixed	4.875% Fees & Points $6,625 Total 0.875 Pts: $2,800 $3,825 Fees	$3,375	Learn More See Table View
Torrey Pines Mortgage NMLS ID: 2558694	5.417% 10 Yr Fixed	4.990% Fees & Points $6,336 Total 0.983 Pts: $3,146 $3,190 Fees	$3,393	Learn More See Table View
GenNext.Mortgage NMLS ID: 2326098 License#: 60DBO-181478	5.421% 10 Yr Fixed	5.125% Fees & Points $4,561 Total 0.815 Pts: $2,608 $1,953 Fees	$3,414	Learn More See Table View
Truss Financial Group NMLS ID: 2006915 License#: 60DBO-149268	5.468% 10 Yr Fixed	5.125% Fees & Points $5,068 Total 0.976 Pts: $3,123 $1,945 Fees	$3,414	Learn More See Table View
Simplify Home Loans NMLS ID: 1569026	5.615% 10 Yr Fixed	5.375% Fees & Points $3,593 Total 0.726 Pts: $2,323 $1,270 Fees	$3,454	Learn More See Table View
New American Funding, LLC NMLS ID: 6606	Down Payment and First-Time Homebuyer Programs Offering Conventional, VA, & FHA Loans. Online Mortgage Application and Live Agents Available Over 320k Positive Reviews, A Rating With BBB 10 Yr Fixed			Learn More
PenFed Credit Union NMLS ID: 401822	PenFed membership is open to everyone, including you. Fixed Rate is locked-in for the life of the loan PenFed Makes Home Ownership Affordable. Federally Insured by NCUA Military Service is NOT required for membership. Equal Housing Lender 10 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 10 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
El Dorado Savings Bank, F.s.b. Updated 03/07/2025	5.33%	5.71% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Star One Credit Union Updated 03/01/2024 Restrictions	6.37%	5.85% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.14%	5.88% 0.25 points $3,640.00 fees	$0.00	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.34%	6.45% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	6.87%	6.63% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Fremont Bank Updated 05/17/2024	6.92%	7.29% 1.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $ and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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California 10-Year Fixed Mortgage Rates 2025

California 10-Year Fixed Conforming Mortgage

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