Mortgage product from Citibank, National Association - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Citibank, National Association
Interest Type: Fixed
Interest Rate: 5.880%
Monthly Payment: $
2,429.21
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 04/25/2025 | $218,648.79 | $2,429.21 | $1,078.00 | $1,351.21 |
| 05/25/2025 | $217,290.95 | $2,429.21 | $1,071.38 | $1,357.84 |
| 06/25/2025 | $215,926.46 | $2,429.21 | $1,064.73 | $1,364.49 |
| 07/25/2025 | $214,555.29 | $2,429.21 | $1,058.04 | $1,371.17 |
| 08/25/2025 | $213,177.39 | $2,429.21 | $1,051.32 | $1,377.89 |
| 09/25/2025 | $211,792.75 | $2,429.21 | $1,044.57 | $1,384.65 |
| 10/25/2025 | $210,401.32 | $2,429.21 | $1,037.78 | $1,391.43 |
| 11/25/2025 | $209,003.07 | $2,429.21 | $1,030.97 | $1,398.25 |
| 12/25/2025 | $207,597.97 | $2,429.21 | $1,024.12 | $1,405.10 |
| 01/25/2026 | $206,185.98 | $2,429.21 | $1,017.23 | $1,411.98 |
| 02/25/2026 | $204,767.08 | $2,429.21 | $1,010.31 | $1,418.90 |
| 03/25/2026 | $203,341.22 | $2,429.21 | $1,003.36 | $1,425.86 |
| 04/25/2026 | $201,908.38 | $2,429.21 | $996.37 | $1,432.84 |
| 05/25/2026 | $200,468.52 | $2,429.21 | $989.35 | $1,439.86 |
| 06/25/2026 | $199,021.60 | $2,429.21 | $982.30 | $1,446.92 |
| 07/25/2026 | $197,567.59 | $2,429.21 | $975.21 | $1,454.01 |
| 08/25/2026 | $196,106.46 | $2,429.21 | $968.08 | $1,461.13 |
| 09/25/2026 | $194,638.16 | $2,429.21 | $960.92 | $1,468.29 |
| 10/25/2026 | $193,162.68 | $2,429.21 | $953.73 | $1,475.49 |
| 11/25/2026 | $191,679.96 | $2,429.21 | $946.50 | $1,482.72 |
| 12/25/2026 | $190,189.98 | $2,429.21 | $939.23 | $1,489.98 |
| 01/25/2027 | $188,692.69 | $2,429.21 | $931.93 | $1,497.28 |
| 02/25/2027 | $187,188.07 | $2,429.21 | $924.59 | $1,504.62 |
| 03/25/2027 | $185,676.08 | $2,429.21 | $917.22 | $1,511.99 |
| 04/25/2027 | $184,156.68 | $2,429.21 | $909.81 | $1,519.40 |
| 05/25/2027 | $182,629.83 | $2,429.21 | $902.37 | $1,526.85 |
| 06/25/2027 | $181,095.50 | $2,429.21 | $894.89 | $1,534.33 |
| 07/25/2027 | $179,553.66 | $2,429.21 | $887.37 | $1,541.85 |
| 08/25/2027 | $178,004.25 | $2,429.21 | $879.81 | $1,549.40 |
| 09/25/2027 | $176,447.26 | $2,429.21 | $872.22 | $1,556.99 |
| 10/25/2027 | $174,882.64 | $2,429.21 | $864.59 | $1,564.62 |
| 11/25/2027 | $173,310.35 | $2,429.21 | $856.92 | $1,572.29 |
| 12/25/2027 | $171,730.35 | $2,429.21 | $849.22 | $1,579.99 |
| 01/25/2028 | $170,142.62 | $2,429.21 | $841.48 | $1,587.74 |
| 02/25/2028 | $168,547.10 | $2,429.21 | $833.70 | $1,595.52 |
| 03/25/2028 | $166,943.77 | $2,429.21 | $825.88 | $1,603.33 |
| 04/25/2028 | $165,332.58 | $2,429.21 | $818.02 | $1,611.19 |
| 05/25/2028 | $163,713.49 | $2,429.21 | $810.13 | $1,619.09 |
| 06/25/2028 | $162,086.47 | $2,429.21 | $802.20 | $1,627.02 |
| 07/25/2028 | $160,451.48 | $2,429.21 | $794.22 | $1,634.99 |
| 08/25/2028 | $158,808.48 | $2,429.21 | $786.21 | $1,643.00 |
| 09/25/2028 | $157,157.43 | $2,429.21 | $778.16 | $1,651.05 |
| 10/25/2028 | $155,498.28 | $2,429.21 | $770.07 | $1,659.14 |
| 11/25/2028 | $153,831.01 | $2,429.21 | $761.94 | $1,667.27 |
| 12/25/2028 | $152,155.57 | $2,429.21 | $753.77 | $1,675.44 |
| 01/25/2029 | $150,471.92 | $2,429.21 | $745.56 | $1,683.65 |
| 02/25/2029 | $148,780.01 | $2,429.21 | $737.31 | $1,691.90 |
| 03/25/2029 | $147,079.82 | $2,429.21 | $729.02 | $1,700.19 |
| 04/25/2029 | $145,371.30 | $2,429.21 | $720.69 | $1,708.52 |
| 05/25/2029 | $143,654.40 | $2,429.21 | $712.32 | $1,716.90 |
| 06/25/2029 | $141,929.09 | $2,429.21 | $703.91 | $1,725.31 |
| 07/25/2029 | $140,195.33 | $2,429.21 | $695.45 | $1,733.76 |
| 08/25/2029 | $138,453.07 | $2,429.21 | $686.96 | $1,742.26 |
| 09/25/2029 | $136,702.28 | $2,429.21 | $678.42 | $1,750.79 |
| 10/25/2029 | $134,942.91 | $2,429.21 | $669.84 | $1,759.37 |
| 11/25/2029 | $133,174.91 | $2,429.21 | $661.22 | $1,767.99 |
| 12/25/2029 | $131,398.25 | $2,429.21 | $652.56 | $1,776.66 |
| 01/25/2030 | $129,612.89 | $2,429.21 | $643.85 | $1,785.36 |
| 02/25/2030 | $127,818.78 | $2,429.21 | $635.10 | $1,794.11 |
| 03/25/2030 | $126,015.88 | $2,429.21 | $626.31 | $1,802.90 |
| 04/25/2030 | $124,204.14 | $2,429.21 | $617.48 | $1,811.74 |
| 05/25/2030 | $122,383.53 | $2,429.21 | $608.60 | $1,820.61 |
| 06/25/2030 | $120,553.99 | $2,429.21 | $599.68 | $1,829.54 |
| 07/25/2030 | $118,715.49 | $2,429.21 | $590.71 | $1,838.50 |
| 08/25/2030 | $116,867.98 | $2,429.21 | $581.71 | $1,847.51 |
| 09/25/2030 | $115,011.42 | $2,429.21 | $572.65 | $1,856.56 |
| 10/25/2030 | $113,145.76 | $2,429.21 | $563.56 | $1,865.66 |
| 11/25/2030 | $111,270.96 | $2,429.21 | $554.41 | $1,874.80 |
| 12/25/2030 | $109,386.97 | $2,429.21 | $545.23 | $1,883.99 |
| 01/25/2031 | $107,493.76 | $2,429.21 | $536.00 | $1,893.22 |
| 02/25/2031 | $105,591.26 | $2,429.21 | $526.72 | $1,902.50 |
| 03/25/2031 | $103,679.44 | $2,429.21 | $517.40 | $1,911.82 |
| 04/25/2031 | $101,758.26 | $2,429.21 | $508.03 | $1,921.19 |
| 05/25/2031 | $99,827.66 | $2,429.21 | $498.62 | $1,930.60 |
| 06/25/2031 | $97,887.60 | $2,429.21 | $489.16 | $1,940.06 |
| 07/25/2031 | $95,938.03 | $2,429.21 | $479.65 | $1,949.57 |
| 08/25/2031 | $93,978.92 | $2,429.21 | $470.10 | $1,959.12 |
| 09/25/2031 | $92,010.20 | $2,429.21 | $460.50 | $1,968.72 |
| 10/25/2031 | $90,031.83 | $2,429.21 | $450.85 | $1,978.36 |
| 11/25/2031 | $88,043.77 | $2,429.21 | $441.16 | $1,988.06 |
| 12/25/2031 | $86,045.97 | $2,429.21 | $431.41 | $1,997.80 |
| 01/25/2032 | $84,038.38 | $2,429.21 | $421.63 | $2,007.59 |
| 02/25/2032 | $82,020.96 | $2,429.21 | $411.79 | $2,017.43 |
| 03/25/2032 | $79,993.65 | $2,429.21 | $401.90 | $2,027.31 |
| 04/25/2032 | $77,956.40 | $2,429.21 | $391.97 | $2,037.25 |
| 05/25/2032 | $75,909.17 | $2,429.21 | $381.99 | $2,047.23 |
| 06/25/2032 | $73,851.91 | $2,429.21 | $371.95 | $2,057.26 |
| 07/25/2032 | $71,784.57 | $2,429.21 | $361.87 | $2,067.34 |
| 08/25/2032 | $69,707.10 | $2,429.21 | $351.74 | $2,077.47 |
| 09/25/2032 | $67,619.45 | $2,429.21 | $341.56 | $2,087.65 |
| 10/25/2032 | $65,521.57 | $2,429.21 | $331.34 | $2,097.88 |
| 11/25/2032 | $63,413.41 | $2,429.21 | $321.06 | $2,108.16 |
| 12/25/2032 | $61,294.92 | $2,429.21 | $310.73 | $2,118.49 |
| 01/25/2033 | $59,166.06 | $2,429.21 | $300.35 | $2,128.87 |
| 02/25/2033 | $57,026.75 | $2,429.21 | $289.91 | $2,139.30 |
| 03/25/2033 | $54,876.97 | $2,429.21 | $279.43 | $2,149.78 |
| 04/25/2033 | $52,716.65 | $2,429.21 | $268.90 | $2,160.32 |
| 05/25/2033 | $50,545.75 | $2,429.21 | $258.31 | $2,170.90 |
| 06/25/2033 | $48,364.21 | $2,429.21 | $247.67 | $2,181.54 |
| 07/25/2033 | $46,171.98 | $2,429.21 | $236.98 | $2,192.23 |
| 08/25/2033 | $43,969.01 | $2,429.21 | $226.24 | $2,202.97 |
| 09/25/2033 | $41,755.24 | $2,429.21 | $215.45 | $2,213.77 |
| 10/25/2033 | $39,530.63 | $2,429.21 | $204.60 | $2,224.61 |
| 11/25/2033 | $37,295.11 | $2,429.21 | $193.70 | $2,235.51 |
| 12/25/2033 | $35,048.64 | $2,429.21 | $182.75 | $2,246.47 |
| 01/25/2034 | $32,791.17 | $2,429.21 | $171.74 | $2,257.48 |
| 02/25/2034 | $30,522.63 | $2,429.21 | $160.68 | $2,268.54 |
| 03/25/2034 | $28,242.98 | $2,429.21 | $149.56 | $2,279.65 |
| 04/25/2034 | $25,952.15 | $2,429.21 | $138.39 | $2,290.82 |
| 05/25/2034 | $23,650.10 | $2,429.21 | $127.17 | $2,302.05 |
| 06/25/2034 | $21,336.77 | $2,429.21 | $115.89 | $2,313.33 |
| 07/25/2034 | $19,012.11 | $2,429.21 | $104.55 | $2,324.66 |
| 08/25/2034 | $16,676.05 | $2,429.21 | $93.16 | $2,336.06 |
| 09/25/2034 | $14,328.55 | $2,429.21 | $81.71 | $2,347.50 |
| 10/25/2034 | $11,969.55 | $2,429.21 | $70.21 | $2,359.00 |
| 11/25/2034 | $9,598.98 | $2,429.21 | $58.65 | $2,370.56 |
| 12/25/2034 | $7,216.80 | $2,429.21 | $47.04 | $2,382.18 |
| 01/25/2035 | $4,822.95 | $2,429.21 | $35.36 | $2,393.85 |
| 02/25/2035 | $2,417.37 | $2,429.21 | $23.63 | $2,405.58 |
| 03/25/2035 | $0.00 | $2,429.21 | $11.85 | $2,417.37 |
| TOTAL: | - | $291,505.76 | $71,505.76 | $220,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1025894 |
6.579% |
6.490%
0.75 points $2,985 fees |
$2,021 | Learn More |
NMLS ID: 399799 |
6.607% |
6.500%
0.75 points $3,724 fees |
$2,023 | Learn More |
NMLS ID: 401822 |
6.644% |
6.500%
0.88 points $4,795 fees |
$2,023 | Learn More |
NMLS ID: 66247 |
6.819% |
6.750%
0.75 points $2,266 fees |
$2,076 | Learn More |