Point Valuations for Major Airline and Major Hotel
Loyalty Programs 2024

1.900¢
Chase Ultimate Rewards

1.800¢
American Express Membership Rewards

1.800¢
Citi ThankYou

1.650¢
Barclays Points


Major Airline Rewards Programs

Major Airline Loyalty Program Valuation Comparison Chart

Program Point Value (cents)* Valuable Redemption Options** Cards to Accrue Points
Air Canada Aeroplan 1.1-1.4 210,000 Miles Round trip (RT) in Business Class from JFK to Bangkok American Express® Business Gold Rewards Card®, The Platinum Card from American Express®, American Express® Aeroplan Platinum Card®
Alaska Airlines 1.4-1.7 Nonrefundable First Class Round Trip tickets are still only 50,000 miles within North America Bank of America Alaska Airlines Visa Signature Card®
American Airlines 1.4-1.8 45,000 miles round trip in coach from US to Europe during low season, plus a 10% savings if you hold any AA credit card. Citi Platinum Select AAdvantage World Select Mastercard®, Barclays Aviator Red World Elite Mastercard Also: Other Citibank and Barclays American Airlines cards.
British Airways Avios 1.2-1.6 9,000 Avios for roundtrip coach travel on American from New York to Montreal, 15,000 Avios RT from Chicago to East Coast on American or Seattle to LA on Alaska British Airways® Visa Signature Card® Also: The Platinum Card from American Express®, American Express® Business Gold Rewards Card®, Chase Sapphire Reserve Card, Chase Ink Business Preferred. All other Chase and American Express transferrable point cards.
Delta 1.0 - 1.1 187,000 miles in Business class round trip from Atlanta to Buenos Aires if you can find a saver ticket. Gold Delta SkyMiles Card® and other Delta cards, The Platinum Card from American Express®, American Express® Business Gold Rewards Card®
Frontier 1-1.2 20,000 Miles Coach RT from Telluride to Denver
Hawaiian 1.3-1.9 15,000 Miles for Coach RT between the Hawaiian Islands or 130,000 RT between Hawaii and Australia, NZ or Japan The Hawaiian Airlines® World Elite MasterCard®, The Platinum Card from American Express®, American Express® Business Gold Rewards Card®,
JetBlue TrueBlue 1.4 - 1.5 2 cents per dollar on JFK to Bermuda travel using JetBlue's fixed cost system The Platinum Card from American Express®, American Express® Business Gold Rewards Card®, Citi ThankYou Premier Card, Chase Sapphire Reserve Card, Chase Ink Business Preferred, . All other Chase, Citibank and American Express transferrable point cards.
Singapore KrisFlyer 1.6 - 1.7 Opportunities detailed in this article. The Platinum Card from American Express®, American Express® Business Gold Rewards Card®, Citi ThankYou Premier Card, Chase Sapphire Reserve Card, Chase Ink Business Preferred, . All other Chase, Citibank and American Express transferrable point cards.
United 1.0-1.2 140,000 Miles for Business Class RT from NYC to Narita United Mileage Plus Explorer Card® and other Chase United cards. Also: Chase Sapphire Reserve Card, Chase Ink Business Preferred.
Virgin Atlantic 0.9-1.3 20,000 miles to upgrade one way from DC, Boston, Chicago or JFK to London The Platinum Card from American Express®, American Express® Business Gold Rewards Card®, Citi ThankYou Premier Card, Chase Sapphire Reserve Card, Chase Ink Business Preferred, . All other Chase, Citibank and American Express transferrable point cards.

* BestCashCow estimate based on user feedback concerning the value of a point when redeemed for travel on the airline or its partner airlines, taking into account comparable ticket prices as well as fuel charges, taxes and other fees that may be associated with redemption.

** This column lists redeemed travel options that provided still greater value per point versus ordinary ticket costs.



Major Hotel Rewards Programs

Major Hotel Loyalty Program Valuation Comparison Chart

Program Point Value (cents)* Valuable Redemption Options** Cards to Accrue Points
Radisson 0.2 (or 1.0 per dollar spent on the US Bank card) **75,000 Points for a night at The May Fair in London Radisson Rewards Visa Signature Card® by US Bank
Hilton 0.3-0.5 95,000 Points for 1 night at the Conrad Maldives Rangali Island Hilton Honors American Express Surpass® Card
Hyatt 1.4-2.2 8,000 Points for a night at Hyatt Regency Greenville, 17,000 for a night at Hyatt Place in Portland, Maine, 35,000 to 45,000 for a night at the Park Hyatt Vendome in Paris World of Hyatt Card® by Chase. Also: Chase Sapphire Reserve Card, Chase Ink Business Preferred and all other Chase transferrable point cards.
Intercontinental 0.4-0.6 40,000 Points for a night at the Willard Intercontinental in Washington DC IHG® Premier Rewards Business Card. Also: Chase Sapphire Reserve Card®, Chase Ink Business Preferred and all other Chase transferrable point cards.
Marriott 0.5-0.8 Ritz and St. Regis brand hotels can occasionally be redeemed 66,000 points a night. Marriott Rewards Premier Plus Card® by Chase, Starwood Preferred Guest Credit Card® from American Express® , The Starwood Luxury Card From American Express. Also: The Platinum Card from American Express®, American Express® Business Gold Rewards Card®, Chase Sapphire Reserve Card, Chase Ink Business Preferred. All other Chase and American Express transferrable point cards.

* BestCashCow estimate based on user feedback concerning the value of a point when redeemed for hotel stays versus the hotel rack rate.

** This column lists redeemed offers in the program that provided still greater value per point when compared with the hotel rack rate.


Transfer Partners of the Four Major US Travel Credit Card Issuers

Chase Transfer Partners

Airline or Hotel Exchange Ratio
British Airways - Iberia
1 to 1
Air France - KLM Flying Blue
1 to 1
Jetblue
1 to 1
Singapore Airlines Krisflyer
1 to 1
Southwest Airlines Rapid Rewards
1 to 1
United Mileage Plus
1 to 1
Virgin Atlantic Flying Club
1 to 1
Hyatt
1 to 1
Intercontinental / Holiday Inn
1 to 1
Marriott
1 to 1

Citibank Transfer Partners

Airline Exchange Ratio
Air France - KLM
1 to 1
Avianca
1 to 1
Cathay Pacific
1 to 1
Etihad
1 to 1
Eva Air
1 to 1
Garuda Indonesia
1 to 1
Jet Airways
1 to 1
Jetblue
2 to 1
Malaysia
1 to 1
Qantas
1 to 1
Qatar
1 to 1
Singapore Airlines Krisflyer
1 to 1
Thai Royal Orchid
1 to 1
Qantas
1 to 1
Turkish Airlines
1 to 1
Virgin Atlantic
1 to 1

American Express Transfer Partners

Airline or Hotel Exchange Ratio
AeroMexico
1 to 1.6
Alitalia
1 to 1
Air Canada
1 to 1
Air France - KLM
1 to 1
ANA
1 to 1
British Airways - Iberia
1 to 1
Virgin Atlantic Flying Club
1 to 1
Cathay Pacific
1 to 1
Delta
1 to 1
El Al
1000 to 20
Emirates
1 to 1
Etihad
1 to 1
Hawaiian
1 to 1
Jetblue
250 to 200
Singapore Airlines - Krisflyer
1 to 1
Virgin Atlantic
1 to 1
Choice Hotels
1 to 1
Hilton
1 to 2
Marriott
1 to 1

Barclays Transfer Partners

Airline Exchange Ratio
AeroMexico
1.4 to 1
Air France - KLM
1.4 to 1
China Eastern
1.4 to 1
Etihad
1.4 to 1
EVA Air
1.4 to 1
JAL
1.7 to 1
Jet Airways
1.4 to 1
Malaysia
1.4 to 1
Qantas
1.4 to 1

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