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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in North Carolina. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
Union Bank 140,615 20.89 %
KS Bank, Inc. 115,079 20.75 %
Lumbee Guaranty Bank 43,721 20.19 %
The Park National Bank 1,553,158 20.10 %
TowneBank 2,111,445 18.30 %
American National Bank and Trust Company 410,689 17.93 %
First Bank 1,427,765 17.90 %
Farmers & Merchants Bank 93,291 17.89 %
Select Bank & Trust Company 223,631 17.46 %
TruPoint Bank 54,912 17.00 %
Carter Bank & Trust 590,585 16.64 %
FSNB, National Association 25,054 16.16 %
HomeTrust Bank 578,847 15.20 %
Pinnacle Bank 4,045,780 11.47 %
Aquesta Bank 57,089 11.43 %
Mechanics & Farmers Bank 27,043 9.65 %
The Fidelity Bank 229,006 8.78 %
Guaranty Bank and Trust Company 144,760 7.28 %
Providence Bank 60,369 5.39 %
Dogwood State Bank 95,600 5.29 %
First Carolina Bank 122,836 4.77 %
Bank OZK 975,793 3.31 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.