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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in Michigan. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
Dearborn Federal Savings Bank 174,243 86.00 %
First State Bank of Decatur 20,394 73.19 %
Mayville State Bank 28,254 63.18 %
Homestead Savings Bank 29,154 55.12 %
Huron State Bank 25,649 48.95 %
The Port Austin State Bank 21,189 48.70 %
Farmers State Bank 381,443 47.78 %
Farmers State Bank of Munith 21,420 47.25 %
Sturgis Bank & Trust Company 328,888 43.49 %
The First National Bank of Wakefield 9,479 42.87 %
G. W. Jones Exchange Bank 10,807 42.71 %
Commercial Bank 170,692 42.24 %
Northern Interstate Bank, N. A. 31,134 42.18 %
Kalamazoo County State Bank 22,565 39.33 %
Charlevoix State Bank 44,450 37.83 %
University Bank 313,351 37.07 %
Superior National Bank 239,972 36.17 %
Eaton Community Bank 97,619 35.77 %
New Buffalo Savings Bank 28,549 34.48 %
Alden State Bank 56,686 33.24 %
First National Bank in Howell 141,235 32.37 %
Blissfield State Bank 17,801 31.93 %
Central Savings Bank 78,423 31.21 %
The State Savings Bank of Manistique 25,596 30.65 %
Citizens National Bank of Cheboygan 72,701 30.55 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.