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Texas 5-Year Home Equity Loan Rates

Compare 5-Year Home Equity Loan rates from lenders in Texas with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

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Texas 5-Year Home Equity Loan

Advertiser Disclosure

Lender	APR (%)^?	Monthly Payment^?
Figure Home Equity Line Equal Housing Lender / NMLS ID: 1717824	HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.		Learn More Add Review
Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
AmeriSave Mortgage Corporation / NMLS ID: 1168	Home Equity Loans & Refinance – Cash out		Learn More Add Review
Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business More Info
• Home Equity Loans & Refinance – Cash out • Customized rate quote with no impact to credit • Low Rates, Quick Approvals, Wide Range of Products • Over 100 Billion Funded. 22 Years in Business
District Lending / NMLS ID: 598623	No Lender Fees		Learn More Add Review
No Lender Fees Fast Easy Over 20 Years Experience More Info
HELOC, HELOAN or CASHOUT REFI all available.
Citizens National Bank Updated 2025-04-24 / NMLS ID: 405558 See Table	7.400 %	$2,000	Add Review
JSC Federal Credit Union Updated 2025-04-24 / NMLS ID: 446224 See Table	7.000 %	$1,981	Add Review
IberiaBank Updated 2025-04-24 / NMLS ID: 403179 See Table	8.118 %	$2,034	Add Review
Trustmark NB Updated 2025-04-24 / NMLS ID: 449605 See Table	8.250 %	$2,040	Add Review
Prosperity Bank Updated 2025-04-24 / NMLS ID: 466414 See Table	7.500 %	$2,004	Add Review
Corporate America Family CU Updated 2025-04-24 / NMLS ID: 456438 See Table	8.750 %	$2,064	Add Review
Broadway Bank Updated 2025-04-24 / NMLS ID: 746644 See Table	6.990 %	$1,980	Add Review
Bank of Texas-Dallas/Fort Worth Updated 2025-04-24 / NMLS ID: 403501 See Table	9.300 %	$2,091	Add Review
Navy FCU Updated 2025-04-24 / NMLS ID: 399807 See Table	7.340 %	$1,997	Add Review
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Atlanta Postal Credit Union Updated 08/27/2019 Restrictions See Table	5.750 %	$1,921.68	Learn MoreShow Less Get Home Equity Offers
Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in Texas for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.

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Texas 5-Year Home Equity Loan Rates

Texas 5-Year Home Equity Loan

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